We are seeking a motivated and analytical Underwriter to join our growing team. This role is ideal for someone with strong commercial insurance experience who is looking to take ownership of accounts, deepen carrier and broker relationships, and contribute to a high-growth organization.

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Position Summary

The Underwriter will be responsible for evaluating and managing commercial insurance risks, developing strong broker relationships, and supporting profitable business growth. This individual will review new and renewal submissions, analyze risk exposures, assess pricing and coverage structures, and partner closely with sales and carrier partners to deliver timely underwriting solutions.

The ideal candidate brings a strong understanding of commercial underwriting principles, sound decision-making skills, and the ability to thrive in a collaborative and fast-paced environment.

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Key Responsibilities

• Review and evaluate new and renewal commercial insurance submissions
• Analyze risk characteristics, loss history, financial information, and underwriting data
• Assess pricing adequacy, coverage structures, and eligibility guidelines
• Develop underwriting recommendations and make risk selection decisions within authority levels
• Communicate proactively with brokers, carrier partners, and internal teams regarding submissions, quotes, renewals, and underwriting requirements
• Manage accounts through the underwriting lifecycle including quoting, binding, endorsements, and renewals
• Build and maintain strong broker relationships through responsiveness and service
• Monitor account profitability and identify exposure trends
• Maintain accurate underwriting documentation and file management
• Partner closely with sales leadership to support business development and retention efforts
• Contribute to underwriting process improvements and operational efficiencies

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Qualifications

• 3–7 years of commercial insurance underwriting experience required
• Strong understanding of commercial lines underwriting principles and risk evaluation
• Experience working with retail brokers, MGAs, wholesalers, or carriers
• Ability to independently manage multiple accounts and priorities in a fast-paced environment
• Strong analytical, organizational, and decision-making skills
• Effective verbal and written communication abilities
• High attention to detail and strong sense of accountability
• Proficiency with Microsoft Office products and insurance agency/carrier systems
• Collaborative mindset with the ability to work cross-functionally

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Preferred Experience

• Experience working for an insurance carrier, MGA, wholesaler, or insurtech platform
• Exposure to commercial lines products including General Liability, Property, BOP, Workers Compensation, or Commercial Auto
• Experience in small to middle-market commercial business preferred
• Insurance licensing, coursework, or industry designations are a plus
• Experience working in fast-paced or high-growth environments preferred

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