Head Credit Risk Management

·   Implement credit strategies/policies aligned to the bank’s overall risk acceptance criteria in the domestic business

·   Establish appropriate framework for the management of credit portfolio to ensure that the bank’s exposure to credit loss is maintained at minimum levels

·   Monitor/review/analyse to ensure compliance with management’s guidelines on global credit position vis-à-vis various market segments, raise issues and make appropriate recommendations

·   Authorise/approve facility applications as required after obtaining requisite approval authority

·   Establish appropriate credit administration framework to ensure proper administration of credit exposures and creation of credit risks to minimise risk of loss.

·   Ensure consistent collateral cover to secure bank’s position

·   Devise strategies for ensuring credit portfolio is maintained

·   Establish responsive framework and strategies to ensure timely identification and management of credit delinquencies.

·   Provides visionary leadership and direction for the team and guide their activities to ensure the achievement of their objectives

           2. Special and other Duties

Any other duties as may be assigned/deemed necessary by the Chief Risk Officer

Requirements

Minimum Education       :  A good first degree in any discipline. Relevant Masters’ degree and relevant professional certification such as ACIB, ICA, ACCA and CFA will be an advantage.

Formal Training             : Banking Law/Regulations 

Minimum Experience   :Minimum of 10 years post qualification experience in credit risk management within the Financial Service Industry, of which at least 8 must have been in the Banking Sector and 5 years must have been at a supervisory level.

• Credit Administration/Risk Management
• Credit Products
• Credit Analysis and Appraisal
• Loans administration / account management
• Credit Workout/Restructuring
• Financial analysis / interpretation
• Facility Structuring