MISSION :

As Senior Credit Analyst you produce and monitor debtor risk assesments and carry out buyser visits and/or in depth interview.

This role can be based in Melbourne or Sydney. The final location will depend on the successful candidate’s location.

MAIN RESPONSIBILITIES:

Collect company information through research, phone interviews (in-depth interviews) and/or field visits (DVR tasks) to get in-depth and update financial, business and credit information in order to assess their current situation upon request from the DRA team
Credit research, in-depth analysis on financial ratios and situation, provide financial analysis, debtor risk assessment (DRA) to the company, with regular monitoring on company information to ensure information consistency
Provide input to Regional Manager to continuously improve procedures and workflow of the DRA quality
Maintain company’s shareholding structure in the system
May be assigned to manage other tasks including but not limited to
- production of DRA using the Coface proprietary model
- monitor sensitive files, send warnings on specific events to the Credit lines
Strive to deliver the service quality to be in alignment with the agreed service level to ensure Coface’s competitiveness in the market place
Monitor special industry sectors to be assigned, produce reports on them, and provide regular updated review on those sectors
Engage in special projects and provide monthly reports

University graduate with major in Business Studies, Finance, Accounting or related disciplines
Functional background in credit risk management with strong knowledge in financial statement analysis
Minimum 3 years’ relevant experience, preferably in the Credit Risk Management business
Experience in information company on information search and collection a plus
Detail oriented, be able to deliver timely and quality output
Mature, responsible, independent, self-motivated yet a team player

SKILLS REQUIRED

Good Microsoft 365 knowledge (Word, Excel, PowerPoint, M365 Copilot)
Strong credit analytical skills
Capable of communicating with business people at all levels in an interview situation
Excellent communication abilities with good command in English

Hybrid working model after the first month
Great place to work: central and modern office
Opportunities to learn: budget every year for training, languages platform, e-learning platform, dedicated development program…
Career opportunities: Opportunity to build your career (both locally and internationally) in a large global company, one of the world leaders in its field

Senior Credit Analyst