Delegated Authorities Analyst

\Who are we?👋

Look at the latest headlines and you will see something Ki insures. Think space shuttles, world tours, wind farms, and even footballers’ legs. 

Ki’s mission is simple. Digitally disrupt and revolutionise a 335-year-old market. Working with Google and UCL, Ki has created a platform that uses algorithms, machine learning and large language models to give insurance brokers quotes in seconds, rather than days. 

Ki is proudly the biggest global algorithmic insurance carrier. It is the fastest growing syndicate in the Lloyd's of London market, and the first ever to make $100m in profit in 3 years. 

Ki’s teams have varied backgrounds and work together in an agile, cross-functional way to build the very best experience for its customers. Ki has big ambitions but needs more excellent minds to challenge the status-quo and help it reach new horizons.

Where you come in?

The Delegated Authorities Analyst supports the oversight and management of Ki’s delegated underwriting arrangements, ensuring cover holders, brokers, and third-party partners operate in line with regulatory requirements and internal standards. The role contributes to the onboarding, monitoring, and governance of delegated authorities, helping to ensure robust controls and effective risk management across all arrangements. Working closely with underwriting teams and key stakeholders, the Analyst plays an important role in maintaining high-quality processes and supporting continuous improvement initiatives. The position also supports audit, reporting, and change activity to ensure Ki’s delegated underwriting framework evolves in line with regulatory expectations and business growth. The role acts as a key point of coordination across internal teams and external partners to drive consistency and best practice.

What you will be doing: 🖋️

• Support onboarding and approval of delegated underwriting arrangements, including binders, Cover holders, brokers, and Appointed Representatives, ensuring compliance with Ki and regulatory requirements
• Assist with due diligence and ongoing lifecycle management, including renewals, endorsements, and periodic reviews
• Support broker management activities, including applications, annual reviews, and production of Terms of Business Agreements (TOBAs)
• Contribute to oversight of offshore operations, including query resolution and quality assurance of outputs
• Perform quality checks and operate controls in line with Ki’s risk management framework
• Support reporting requirements for internal stakeholders and governance forums
• Assist with governance and regulatory requirements for lineslips, consortia, and master policies
• Support audit processes, including preparation, tracking of actions, and escalation of issues
• Contribute to change initiatives and continuous improvement of delegated underwriting processes and controls
• Identify and escalate breaches, incidents, and problem cases in line with established procedures
• Maintain effective stakeholder relationships, acting as a key liaison with underwriters and internal teams
• Identify and manage risks proactively to safeguard Ki’s interests and support the achievement of Ki’s objectives
• Contribute to a trusting, inclusive and high performing culture by taking ownership of your work, learning from mistakes, and seeking and acting on regular, constructive feedback. Support colleagues’ wellbeing and development, work collaboratively and fairly, maintain strong oversight of your responsibilities and processes, and role model Ki’s values — Know Your Customer, Grow Together, and Be Courageous — in all interactions

Requirements

• Education to A-level standard or equivalent experience; applications from those with relevant practical experience are encouraged
• Good understanding of insurance market practices and regulatory requirements, particularly Lloyd’s and FCA expectations relating to delegated authority management
• Knowledge of delegated underwriting structures, including coverholders, binders and third-party arrangements
• Strong analytical and problem-solving skills with attention to detail
• Effective communication skills, with the ability to challenge constructively while maintaining positive relationships
• Ability to work independently and collaboratively in a fast-paced environment
• Strong organisational and time management skills, with the ability to prioritise effectively and meet deadlines
• Commercial awareness and ability to balance risk management with pragmatic business considerations
• Proficiency in Microsoft Office tools and data analysis

Benefits

You’ll get a highly competitive remuneration and benefits package. This is kept under constant review to make sure it stays relevant. We understand the power of saying thank you and take time to acknowledge and reward extraordinary effort by teams or individuals.

What to expect during the recruitment process:

1) Initial recruiter screening call

2) Interview with hiring manager

3) Technical Interview (this may vary depending on the role)

4) Values Interview