Manager, Senior, Credit Origination

Job Description

To proactively originate, assess, structure, and support the execution of credit solutions for Business and Commercial Banking clients, while ensuring high-quality credit submissions and effective sound risk management. To deliver a seamless client credit experience and contribute to market penetration and sustainable revenue growth.

Qualifications

Type of Qualification: First Degree
Field of Study: Business Commerce, Finance or related field

professional/Technical Certifications

• Professional Banking qualification, or
• Credit / Risk related professional qualifications; or
• CA, CPA, ACCA, CIMA, ACIB, AKIB

Experience Required
8-10 years

• Conducting robust credit analysis and financial assessment
• Structuring and executing lending across key focus sectors covering transactions across a range of products including structured finance.
• Ability to assess client funding needs (capex & working capital) and translate these into fit‑for‑purpose credit structures aligned to cashflows
• Strong financial modelling capability to evaluate repayment capacity, stress-test assumptions, and inform structuring decisions
• Proven covenant-setting expertise—designing practical, risk-aligned covenants derived from underlying business and model outputs
• End-to-end credit origination and structuring experience, with demonstrable ownership of complex deals through to execution
• Deep sector understanding and credit judgement, with the ability to tailor structures to sector-specific risks and shape deal outcomes

Additional Information

Behavioural Competencies:

• Challenging Ideas
• Developing Strategies
• Embracing Change
• Establishing Rapport
• Making Decisions
• Providing Insights
• Team Working
• Upholding Standards

Technical Competencies:

• Client Knowledge
• Economic Capital Management
• Mergers & Acquisitions Operations
• Risk Reporting
• Risk Response Strategy