Hybrid role with three days a week in London or Edinburgh offices with travel to Bath once a quarter.

About us

Seccl is the Octopus-owned embedded investment platform that’s on a mission to helping more people to invest – and invest well.

We’re B-Corp certified with an amazing product-market fit, impressive early traction and the potential to transform an outdated industry, for the better. We've been growing fast and will scale even faster over the next few years.

We’re also proud to be part of Octopus, the £multi billion group that's on a mission to breathe new life into broken industries, through companies like Octopus Energy, Octopus Investments and Octopus Money.

Check out the Seccl website for the latest on our products and our mission to shape the future of investments.

The role

We’re looking for a Senior Product Manager for European payment squad to join us. You'll work closely with our Payment Senior Product Manager to build our European payment functionality and shape how our European payment operations team functions.
This is a high-impact, high-ownership role, ideal for someone who combines sharp product thinking, strong execution skills, and a passion for simplifying complexity. This is a rare opportunity to be the first Product Manager focused on European payment at Seccl.
You won’t be joining an established team or roadmap, you’ll be helping to define both from the ground up.
Working alongside a small, high-impact European team and key European clients, you’ll play a central role in shaping how our European payment proposition evolves, from early launches through to scale.

This is an opportunity to:

Shape the European payment strategy and roadmap for a fast-growing fintech that wants to disrupt an outdated industry.
Support with go to market strategy for the European business and collaborating closely with our European clients
Work closely with the product and engineering team supporting the UK business
Collaborate with product, engineering, and operations teams to identify the right tooling to automate tasks and solve complex customer problems.
Contribute to a high-performing, autonomous squad where your ideas will directly influence our success.

On a typical day you will be…

Working closely with the Group Product Manager and Operations Lead to define the European trading roadmap, balancing immediate client needs with longer-term platform strategy
Collaborating as a pod with engineers, operations, and other stakeholders to solve scalability challenges for our European trading operations team.
Breaking down complex problems into clear, actionable plans for engineering teams
Prioritising and managing the sprint backlog, balancing stakeholder needs while maximising value for customers.
Partnering closely with our European clients to understandi their needs and translating them into product solutions, validate solutions, and ensure the product delivers real value.
Collaborating with UK-based product and engineering teams to adapt and extend existing capabilities for European markets
Making trade-offs across speed, risk, and customer value in a highly regulated environment
Using both quantitative and qualitative data to inform evidence-based decisions.
Supporting the growth of junior product managers through mentorship.

This role’s for you if you...

Have significant experience with payment systems, custody platforms, APIs or have launched regulated products to European markets
Have experiencer scaling products in regulated environments (e.g. fintech, banking, investments, insurance)
Are comfortable operating in 0→1 or highly ambiguous environments where structure doesn’t yet exist
Brings clarity to ambiguity – structuring problems and shaping them into actionable work
Has a strong bias for action – you proactively seek insights, test ideas, and move things forward.
Is customer-obsessed – always thinking about how to improve workflows and outcomes.
Thrives in cross-functional teams – collaborating across disciplines and navigating trade-offs with empathy and focus.
Supports others – through mentorship, sharing knowledge, and modelling high standards.
Communicates with impact – adapting style for technical and non-technical audiences alike.

This role isn’t for you if...

You rely on a lot of top-down direction. Here, you’ll have a lot of freedom and ownership of your role, and you’ll be expected to shape your own progression

You’re not comfortable working in a fast-paced environment. Our speed and scalability are what set us apart; you need to be able to act quickly and think on your feet

You struggle to follow through on ideas. We value people who do what they say they will. If you care about something, you have the freedom here to make it happen

You don’t like change. You’ll get on great here if you relish the ambiguity of rapid growth and are willing to embrace uncertainty

What’s in it for you…

We offer a generous mix of benefits for the things that really matter to our people, including:

💰 A salary between £75,000 and £90,000 – dependant on experience + reviewed annually

🌴 27 days holiday + bank holidays (some can be flexible) + day off on your birthday + three days (full time) per year for Dependant leave

💙 Two volunteering days per year

🌎 Option to work abroad for up to six weeks a year

🌟 Secclbrate - our recognition programme that offers a mix of flexible rewards including extra pay, additional holiday and increased learning budget

🏅 Length of service award – one month paid sabbatical at eight years

✅ 6% employer pension contribution, and life assurance

🏥 Private medical insurance with AXA Health

👪 Enhanced Parental leave

💻 MacBook and up to £500 home office set up budget

📖 £750 per person learning budget

🌻 Health and wellbeing initiatives including free therapy via Wellness Cloud, mental health support via Headspace

🌱 Strong financial wellbeing focus including access to Octopus Money, Octopus Share Incentive Plan and will writing offering via Octopus Legacy

🎁 Perkbox – Flexi-points giving you a range of discounts and perks including free weekly coffee, gym and retail discounts

🚲 Access to initiatives like Cycle to Work and Octopus Electric Vehicle Leasing

Our culture

We're proud to put people first, creating a culture where we truly listen to what matters most to them. Our transparent and inclusive environment encourages diversity of thought, challenge and experimentation.

Check out our Glassdoor page for the latest reviews or our LinkedIn for company updates and insights from the team.

Interview process

Interviewing is a two-way thing, and we want you to have the time and opportunity to get to know us, as much as we are getting to know you. Our interviews are conversational, so come with questions and be curious. In general, you can expect the interview process to look a bit like this:

Talent screen - 30 min initial interview with Talent partner

First round– 45 min competencies-based interview with the hiring manager

Second stage – 60 min case-study presentation interview
Bar raiser - 45 min cultural alignment interview

⏳ We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out and you should expect to hear back from us within one to two weeks of applying.

🌈 Our aim is to build a diverse and inclusive company of awesome people, with unique skills, passions and experiences. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.

If this sounds like your kind of thing, we encourage you to apply even if you don’t tick every box. We’d love to hear from you!

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Senior product manager