Mortgage Processor

LBC Mortgage

📍 Remote (PST Time Zone)
🕘 Full-Time

LBC Mortgage is a well-established mortgage company with over 20 years of industry experience. We are currently seeking an experienced Mortgage Processor to join our growing team.

The ideal candidate will have a strong background in residential mortgage processing and be comfortable managing loan files from application through closing while working closely with borrowers, loan officers, underwriters, escrow, and title companies.

Responsibilities

• Process residential mortgage loans from application to funding
• Review loan applications and supporting documentation for completeness and accuracy
• Collect and analyze borrower income, asset, credit, and property documentation
• Request and obtain missing documents and conditions from borrowers
• Submit complete loan packages to underwriting
• Review underwriting conditions and coordinate condition clearing
• Communicate regularly with borrowers, loan officers, escrow, title, and other third parties
• Maintain accurate and organized loan files
• Monitor loan pipeline and ensure files move efficiently toward closing
• Ensure compliance with company, investor, and regulatory guidelines

Requirements

• Minimum 2 years of Residential Mortgage Processing experience
• Ability to calculate and review income documentation
• Experience reviewing tax returns, pay stubs, W-2s, bank statements, and credit reports
• Strong understanding of mortgage processing workflows and underwriting requirements
• Excellent communication and customer service skills
• Highly organized with strong attention to detail
• Ability to manage multiple files simultaneously
• Experience with mortgage LOS and CRM systems
• Availability to work during PST business hours

Preferred Qualifications

• Experience processing high-volume residential loan pipelines
• Knowledge of FNMA, FHLMC, FHA, and VA guidelines
• Encompass experience is a plus

What We Offer

✅ Fully remote position
✅ Competitive compensation
✅ Consistent loan volume
✅ Long-term career opportunity
✅ Supportive and collaborative team environment
✅ Opportunity for professional growth

If you are an experienced Residential Mortgage Processor looking to join a stable and growing mortgage company, we would love to hear from you!