Senior Product Manager - Savings

Our mission and customers: We are creating the freedom for SMEs to succeed by delivering Europe's leading finance workspace with banking at its core, augmented by financial tools. We are proud to be rated 4.8 on Trustpilot, based on 55,000+ reviews. Our culture puts customer satisfaction at the core of what we do, as proven by our Net Promoter Score of 75.

Our journey: Founded in 2017 by Alexandre and Steve, Qonto has grown to 1,600+ Qontoers serving over 600,000+ customers across 8 European countries. We have been profitable since 2023, and we are just getting started.

Our beliefs: We hire for skills and potential. With 80+ nationalities, 45% women, of which 56% of women in our leadership team, diversity isn't a program; It's who we are. We've built a discrimination-free hiring process because the best teams are built on merit.

AI at Qonto: AI is deeply embedded in how we work (here) - Every Qontoer gets unlimited access to the best AI tools. We want people who experiment without waiting for permission, push AI beyond the obvious, know when to trust it, and when to question it.

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⭐ Mission

Join us as a Product Manager on our Savings team and help shape how hundreds of thousands of SMEs across Europe save and grow their money with Qonto. As we become a bank, you'll define and launch our first proper Savings products, directly impacting customer retention, deposit growth, and the future of our banking offer.

👩‍💻🧑‍💻 As a Senior Product Manager Connect at Qonto, you will:

• Define and execute the product strategy for Qonto's Savings offering, mapping the competitive landscape and aligning your roadmap with deposit growth, retention, and bank-level revenue goals.

• Build and launch Qonto's first standalone Savings product — passbook, term deposit... — and scale the offering across our European markets.

• Partner deeply with Risk and Asset Liability Management teams to co-construct products that are both compelling for our customers and sound for the balance sheet.

• Work hand-in-hand with Compliance and Legal to navigate market-specific regulatory questions, without losing product velocity.

• Collaborate cross-functionally with Engineers, Designers, Market Directors, and other Product teams to deliver Savings experiences our SMEs trust.

🤔 What you can expect:

🏅 About You

• Experience: You have a strong track record as a Product Manager working on Savings products — passbook accounts, term deposits, Money Market Funds, ETFs, or account remuneration — and you've shipped at least one end-to-end. You're genuinely passionate about this space.

• Strategic thinker: You can map the Savings landscape, spot what's worth building, and call out what isn't.

• Stakeholder operator: You are highly comfortable engaging with Risk, ALM, and Compliance — challenging them when necessary and co-building when it counts. You can hold your position in a technical trade-off.

• Regulated product instinct: You have sharp judgement on the trade-offs between commercial ambition, regulatory constraints, and balance-sheet impact, and you keep moving when the answer isn't obvious.

• Excellent communicator: Strong cross-team communication in English (French is a plus, not a requirement). You can align Engineering, Risk, ALM, Market Directors and Senior Leadership without losing momentum.

At Qonto we understand that true diversity isn't just about ticking boxes on a hiring checklist. Apply regardless of the boxes you tick! Who knows? You may have the missing piece of the puzzle we've been searching for all along.