Senior Program Accountant - Spinnaker

Title: Senior Program Accountant, Spinnaker

Location: Morristown, NJ, San Jose, CA, or Austin, TX

Reporting To: Director of Accounting, Spinnaker

About Hippo

Hippo was built on a promise: make homeownership effortless. Nearly a decade later, that mission still drives us. We use technology and data to help our customers stay ahead of problems and protect what matters most.

Today, that same tech-native approach powers our work beyond homeowners. Hippo operates as a diversified carrier platform, partnering with MGAs to deliver tailored program solutions that help them grow and deliver better customer experiences. Behind that work is a team that values ownership, curiosity, collaboration, and continuous improvement.

If you're energized by building what's next, we'd love to meet you.

About The Role

Hippo is modernizing home insurance by combining technology-driven underwriting with proactive protection to help homeowners prevent losses before they happen. Our Finance team sits at the center of that mission, managing the financial reporting and program economics that keep our property & casualty business running across multiple subsidiaries and carrier partnerships. We're looking for a Senior Program Accountant to take ownership of that reporting infrastructure.

About You

The Senior Program Accountant is for someone who brings deep GAAP and statutory expertise, thrives in the complexity of multi-program P&C accounting, and wants to work closely with Underwriting, Operations, and Finance to drive accuracy and process improvement across the business. You'll report directly to the Director of Accounting and have visibility into all facets of how an insurance company operates financially

What You’ll Do:

• Manage the program financial reporting process for Hippo Holdings’s property & casualty business. Take ownership over direct and ceded economics for multiple programs.

• Apply in-depth accounting knowledge to complex, non-routine close activities — identifying issues, adapting methods, and recommending process improvements as needed.

• Work collaboratively with cross-functional departments to improve monthly close, financial reporting and provide support to the business.

• Execute assigned aspects of the GAAP (SEC) and Statutory financial statement close process in accordance with the monthly, quarterly, and year-end close calendar for multiple subsidiaries.

• Work proactively with data operations, financial operations, underwriters, claims, and program administrators to resolve reconciling items in a timely manner.

• Identify and implement best practices to increase the efficiency and effectiveness of the accounting and financial reporting function.

• Prepare quarterly and annual GAAP and Statutory financial statements, footnotes, and schedules.

• Support external audits by preparing requested schedules and documentation for assigned areas.

• Assist the director of accounting and corporate controller to oversee the internal control environment ensuring appropriate design and operating effectiveness.

• Support implementation and operational procedures related to internal control environment

• Take on special projects and other duties as assigned, bringing a problem-solving mindset and the ability to work independently

Must Haves:

• Bachelor's degree in accounting or finance

• 4+ years in finance and accounting roles (public accounting or private)

• CPA preferred, not required

• Expert knowledge of US GAAP accounting principles

• Property & casualty insurance industry experience

• Advanced Excel skills and experience with financial reporting systems

• Internal controls experience

Benefits and Perks:

Hippo treats its team members with the same level of dedication and care as we do our customers, which is why we’re fortunate to provide all of our Hippos with:

• Healthy Hippos Benefits - Multiple medical plans to choose from and 100% employer covered dental & vision plans for our team members and their families. We also offer a 401(k)-retirement plan, short & long-term disability, employer-paid life insurance, Flexible Spending Accounts (FSA) for health and dependent care, and an Employee Assistance Program (EAP)

• Equity - This position is eligible for equity compensation

• Training and Career Growth - Training and internal career growth opportunities

• Flexible Time Off - You know when and how you should recharge

• Little Hippos Program - We offer 12 weeks of parental leave for primary and secondary caregivers

• Hippo Habitat - Snacks and drinks available and catered lunches for onsite employees

The Morristown, NJ and San Francisco Bay Area base pay range for this role is $91,000.00 - $137,000.00.