We’re Capital on Tap 👋
💳 Capital on Tap started because small businesses were underserved. Big banks were slow, their products weren't fit for purpose, and small business owners often couldn't access what they needed. We set out to fix that.

Today we're a financial platform - not just a credit card company. We offer a best-in-class business credit card, SME-focused spend management platform, a savings product that hit £1 billion in funds within its first year, and a growing suite of tools and financial products that make running a small business easier.

1,000+ employees, £20bn in annual card spend, 200,000+ customers, 17,000+ Trustpilot reviews averaging 4.7 stars, and we're profitable. We’ve done a pretty good job so far, but we’re just getting started!

🏢This is a Hybrid role, working from our London Offices (EC1Y 8LZ) 3 days per week.

About the Role
We’re looking for a detail-oriented lawyer to join our fast-growing company. You’ll play a pivotal role in reviewing and drafting the agreements that power our platform and advising on market-leading new product offerings, managing our vendor ecosystem, and protecting the company’s interests in litigation matters (primarily customer-facing disputes). This role is perfect for a qualified lawyer with 1–2 years of relevant legal experience who wants to focus on working within the fast-paced and highly regulated FinTech landscape.

What You’ll Be Doing
You’ll be joining the legal team as the ultimate “generalist” to build your legal skills and help us scale our business.

Contract drafting: Draft and negotiate vendor agreements and maintain customer-facing T&Cs for new products and product changes
Litigation and dispute resolution: Manage a small claims portfolio and coordinate with external counsel, while partnering with Customer Operations to identify and fix recurring legal friction points
Product support: Provide practical legal input throughout product lifecycle, from initial design to go-to-market communications
Build the Legal Foundation: Stay ahead of regulatory shifts and help create the internal policies, training, and processes needed for a rapidly growing legal function

We’re Looking For 🔎

Education: Qualified Lawyer with a current practicing certificate from a top tier university
Experience: 1–2 years PQE, preferably within a top-tier law firm or comparable Fintech environment
Contract Proficiency: Strong foundational skills in contract law with excellent attention to detail
Communication: Ability to explain complex legal risks to non-legal stakeholders
Team player: Able to work cross-functionally, partnering closely with Growth, Product and Operations to provide practical, business-focused legal advice
Adaptability: Comfortable working in a "move fast" environment where priorities shift

Diversity & Inclusion 🌈
We welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work.

Great Work Deserves Great Perks
We try not to take ourselves too seriously (all the time) so we make sure our office is decked out with a pool table, arcade machine, beer tap, and a couple of office dogs thrown in for good measure.

Check out our benefits:
🏥 Private Healthcare including dental and opticians services through Vitality
✈️ Worldwide travel insurance through Vitality
❤️ Access to a women's health platform via Hertility
🎁 Anniversary Rewards (£250, £500, £750, 4-week fully paid sabbatical)
👛 Salary Sacrifice Pension Scheme up to 7% match
🚘 Octopus EV Salary Sacrifice Scheme
🏖️ 28 days holiday (plus bank holidays)
📖 Annual Learning and Wellbeing Budget
👪 Enhanced Parental Leave
🚲 Cycle to Work Scheme
🚂 Season Ticket Loan
💬 6 free therapy sessions per year
🐶 Dog Friendly Offices
🍫 Free drinks and snacks in our office

Check out more of our benefits, values and mission here.

Other Info
👍Check out our ‘Top Tips’ for interviewing.
✔️Keep updated on new job opportunities by following us on Linkedin.
📧Email careers@capitalontap.

Associate Legal Counsel

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Capital on Tap