CFO (Chief Financial Officer)

About MONEI

MONEI is revolutionizing omnichannel payments for top brands across Southern Europe. Our award-winning serverless architecture even earned recognition as the AWS Startup Architecture of the Year (Iberia region). With rapid global expansion underway, we're building the future of payment processing—and we want you on our team.

The Role

Finance at MONEI is a growth lever, not a back office. As CFO, you'll own the financial strategy of a regulated fintech scaling fast across Southern Europe—turning millions of payment events into the numbers, models, and decisions that move the business forward. This is a senior, hands-on, data-driven role for someone who'd rather build dashboards and pricing models than sit through another budget review.

What You'll Do

• Own the long-range plan, operating model, and board reporting.

• Build and instrument the metrics that actually matter: take rate, contribution margin per merchant, processor mix economics, LTV/CAC, payback.

• Lead pricing strategy and unit economics work with Product and Commercial.

• Run a tight FP&A cycle: forecasting, variance, cash runway, scenario planning.

• Build the financial models and reporting that support international expansion and board-level decisions.

• Partner with Compliance and Legal on capital adequacy, safeguarding, and the financial side of our payments license.

• Coach internal finance talent—leave the function stronger than you found it.

What You'll Need

• 8+ years in senior finance roles (CFO, VP Finance, or Head of FP&A) at a high-growth scale-up.

• Genuinely data-fluent: SQL, BI tools (Looker, Metabase), and serious financial modelling.

• Track record building financial reporting, pricing, and unit economics frameworks at a fast-growing company.

• Strategic operator, not a controller—you build frameworks but ship the answer this week.

• Professional Spanish and English (C1+).

Bonus Points

• Fintech, payments, or regulated SaaS experience.

• Direct experience with EU payment institutions, EMIs, or Bank of Spain regulation.

• International expansion: multi-entity, multi-currency, cross-border tax.

• Prior board observer or advisor experience.

What We Offer

• Competitive salary.

• Stock options.

• Remote flexibility with offices in Málaga and Barcelona.

• Generous PTO and flexible hours.

• AI tools on us (Claude and other AI).

• A team that treats finance as a strategic function, not a cost center.