At OakNorth, we're on a mission to empower ambitious businesses and the communities they serve. Since 2015, we've lent over $21 billion across the UK and US, helped create more than 58,000 new homes and 36,000 new jobs, and supported hundreds of thousands of personal savers — all while driving economic growth in the markets we serve.

### Job Responsibilities:

Developing detailed financial model comprising transaction details, financial statement analysis, projections, ratio analysis, credit metrics, amongst others

Conducting detailed analysis of loan opportunities across various sectors in different geographies

Conducting sensitivity analysis on projections – for stress testing on loans for serviceability

Identifying deal specific covenants which can act as early warning signals while monitoring loans.

Drafting credit reports with key takeaways on opportunity; report has to be concise, easy to read format for credit and risk to review and comment.

Detailed industry/market studies to understand operating environment of borrower.

Interacting with clients to discuss data gaps, inconsistencies, analytical frameworks etc.

### Desired Skills:

Experience range - 0-1 years of relevant experience

Strong financial analysis – thorough understanding of accounting / financial concepts

Ability to draft credit reports.

Strong communication skills – interacting with Debt Directors, clients & other stakeholders.

Personal drive (proactive), flexible, creative (thinks out of the box), result driven, responsible, curious, team player and fast learner.

Hands on attitude, willing/capable to understand the big picture.

Ability to succeed in a culture where change and speed are part of daily work.

MBA/PGDM/CA/CFA from a reputed institute

Credit Analytics - Analyst/Senior Analyst

Other open roles at OakNorth(6)