Transaction Banking Digital Transformation SME

·         structuring escrow models (real estate, marketplaces, project finance, M&A)

·         Legal documentation & regulatory alignment

·         Operational workflow optimization

·         Risk control & dispute handling frameworks

·         End-to-end onboarding process mapping (AS-IS / TO-BE),  API-enabled onboarding

·         Digital KYC & AML workflow design, Digital Account Opening & Journey Redesign

·         Virtual IBAN structures & tagging logic

·         Automated reconciliation models

·         Customer experience (CX) optimization

·         Document digitization & workflow automation

·         Regulatory compliance alignment (e.g., SAMA standards)

·         BIB- Corporate Internet Banking architecture, ERP Integration

·         Host-to-Host (H2H) connectivity

·         ISO 20022 & SWIFT message formats

·         B2B & Supply Chain Platform Integration, Embedded finance within supply chain flows, Supply Chain Finance integration models

·         Digital trade enablement

·         Increasing fee-based income (trade & transaction fees)

·         Cross-sell strategy (financing + cash management)

Requirements

combining product

integration

regulatory

Risk and ecosystem expertise

Professional experience: 15+ years