At OakNorth, we're on a mission to empower ambitious businesses and the communities they serve. Since 2015, we've lent over $21 billion across the UK and US, helped create more than 58,000 new homes and 36,000 new jobs, and supported hundreds of thousands of personal savers — all while driving economic growth in the markets we serve.

About the Role :

We're hiring Junior Software Engineers recent Computer Science graduates or early-career developers. You'll join our new AI-native engineering team: small, highly autonomous teams working in an entirely new way. With your peers, you'll contribute across the full product development lifecycle—design, build, test, and deploy— within a highly autonomous pod.

This isn't an experiment at OakNorth. It's the clear direction for all our development practices, and you'll be at the forefront of this innovation.

You'll push the limits of modern AI tools, then turn that capability into working systems used by real teams. We're looking for curious builders—people who instinctively test, compare, break, rebuild, and optimize. You'll help shape what AI-native engineering culture looks like inside the bank. The focus is execution: rapid prototyping, deployment, and measurable impact.

### Key Responsibilities

Research emerging AI tools, frameworks, and coding methods

Experiment with new approaches and validate technical feasibility

Identify operational bottlenecks and redesign them using AI-native solutions

Prototype rapidly using tools like Claude Code, Cursor, Copilot, and Codex—then deploy into live environments

Translate technical capability into business value

Test and compare emerging AI tools for business impact

Contribute to AI governance, standards, and best practices

What You’ll Gain

Direct exposure to multiple business functions and senior stakeholders

Hands-on experience designing and deploying automation and AI solutions in a regulated financial environment

Deep understanding of process optimization and automation best practices

The opportunity to contribute to the development of AI governance, standards, and best practices.

A portfolio of real AI and automation builds with measurable business impact

### Requirements

Education & Technical Skills

1+ years of experience Software Development
Strong understanding of software development principles, best practices, and system design

Fluency in AI coding tools (Claude Code, Cursor, Copilot, Codex, ChatGPT, etc.)

Experience with Python and API integrations

Demonstrated ability to build projects or automations using AI tools

Ability to research AI concepts and translate them into practical business applications

Behavioural & Analytical Skills

Strong problem-solving skills with the ability to break down complex processes

Clear communication skills for working with cross-functional teams and senior leaders

Curiosity, initiative, and passion for exploring new technologies

Ability to work independently, manage multiple stakeholders, and deliver value in a fast-paced environment

Junior Software Engineer- AI Native Pods

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