Senior Analyst-Treasury

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.

Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

 How will you make an impact in this role?

 The Senior Financial Analyst – Treasury & Cash Management will play a key role in shaping the future of Treasury operations at American Express. This role blends strong analytical and financial skills with a passion for innovation – using automation and AI-driven insights to optimize cash management, enhance forecasting accuracy, and improve liquidity visibility.

You’ll collaborate with Treasury, Finance, Risk, and Technology partners to design intelligent solutions that streamline processes, elevate data transparency, and strengthen our global liquidity position.

 What You’ll Do:

•  Manage & forecast American Express’ intraday cash flows to maximize available cash for investing and minimize borrowing costs.

• Approve and execute cash transfers on a timely basis.
• Support cash flow forecasting and variance analysis through data analytics.
• Standardize BAU processes with other GTO Regions
• Special projects as assigned
• Leverage AI to use data and technology to drive smarter decisions, streamline manual tasks, and enhance real-time visibility into cash positions.
• Support the design and rollout of data visualization platforms (e.g., Power BI, Tableau) to communicate insights and drive decision-making.
• Ensure adherence to Enterprise, Finance and Treasury risk, control, and compliance frameworks.
• Strengthen financial governance through automation and data integrity initiatives.

Minimum Skills:

• Bachelor’s degree
• 2+ years of experience in Treasury or Finance
• Excellent communication skills with the ability to influence stakeholders across multiple teams.
• Extreme attention to detail
• Candidate must be able to work independently under strict deadlines in a fast-paces operations environment
• A passion for innovation and continuous improvement in finance operations.

Preferred Skills:

• Advanced analytical skills with proficiency in Excel, Power BI, and familiarity with tools like Python, SQL, Alteryx, or Power Automate.

• Proven experience implementing AI, data analytics, or process automation within finance operations.

Salary Range: $55,000.00 to $105,000.00 annually + bonus + benefits

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

• Competitive base salaries 
• Bonus incentives 
• Support for financial-well-being and retirement 
• Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location) 
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need 
• Generous paid parental leave policies (depending on your location) 
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) 
• Free and confidential counseling support through our Healthy Minds program 
• Career development and training opportunities

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.

Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions.