Banker, Relationship, Enterprise Portfolio

Company Description

Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.

Job Description

To provide a virtual/ branch-based sales and service function by adding value to small businesses requiring financial and non-financial (e.g., platform business) solutions, which enables customers to pursue their ambitions, allowing them to stimulate and contribute to the South African economy.

Qualifications

1. Educational Qualifications:

• Minimum:
• Secondary School (Matric) or equivalent.
• A diploma or degree in a relevant field, such as Business Administration, Finance, Accounting, or Banking, is often preferred.

Preferred:

• Bachelor's degree in business, Finance, Economics.

2. Licenses & Certifications:

• FAIS Representative (Financial Advisory and Intermediary Services Act) certification, especially in regions where this is a regulatory requirement.
• Certifications in Risk Management, Credit Analysis, or Financial Services could be beneficial.

3. Relevant Experience:

• Experience in Relationship Management: At least 3-5 years of experience managing relationships with business clients, including understanding their financial needs and providing tailored solutions.
• Experience in Retail, Business or Commercial Banking: Familiarity with a range of business banking products and services (loans, credit facilities, cash management, etc.).
• Sales and Business Development: Proven track record in sales, portfolio management, and business development, particularly in the enterprise or corporate banking space.
• Risk and Credit Experience: Knowledge and experience in assessing and managing risk, as well as credit evaluation for business clients.
• Client Support and Service: Demonstrated experience in providing ongoing support to clients while maintaining strong, long-term relationships.

Additional Information

Technical Competencies:

• Active Listening
• Organization Change Management
• Risk Identification
• Risk Management
• Risk Reporting