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Relationship Manager-AGRI-FIN-TRACTOR LOANS AND RETAIL(TFE)-Marketing Branches Operations

Kotak Mahindra Bank

Posted about 10 hours ago

About this role

Full Time Mid-level Relationship Manager-AGRI-FIN-TRACTOR LOANS AND RETAIL(TFE)-Marketing Branches Operations in financial services at Kotak Mahindra Bank in Ludhiana, Punjab, India. Apply directly through the link below.

At a glance

Work mode
Office
Employment
Full Time
Location
Ludhiana, Punjab, India
Experience
Mid-level

Core stack

  • Documentation
  • Segment
  • Retail

Quick answers

  • What skills are required?

    Documentation, Segment, Retail.

Kotak Mahindra Bank is hiring for this role. Visit career page

Ludhiāna, India

We are seeking a high-energy and self-motivated Relationship Manager – Agri-Finance to drive business in the Tractor Loans and Retail segment. The role involves sourcing working capital loans for Agri-related industries, food processing units, and MSMEs, while ensuring quality portfolio growth and customer satisfaction. The ideal candidate should possess strong interpersonal skills, financial acumen, and a deep understanding of local markets and customer needs. This is a field-intensive role (80% field, 20% office) requiring strong networking, negotiation, and follow-up capabilities. Candidates must be tech-savvy and committed to delivering results with speed, scale, and skill.

Source working capital loans for Agri-related, food processing, and MSME industries Ensure monthly disbursements with ticket sizes ranging from ₹2 crore to ₹25 crore Achieve a minimum of 3 new cases per month and meet at least 2 new leads daily Build and manage relationships with CAs, financial consultants, DMAs, and Kotak Bank branches Collaborate with internal teams (credit, trade finance, CMS, treasury, legal, operations) for seamless service delivery Maintain strong follow-up and ensure timely resolution of customer requirements and complaints Understand and evaluate financial documents including balance sheets and P&L statements Leverage knowledge of property/legal aspects for mortgage-based lending Maintain accurate documentation and reporting of business activities Operate with the mantra of “Speed, Scale, and Skill” in all business efforts

Job details

Workplace

Office

Location

Ludhiana, Punjab, India

Job type

Full Time

Experience

Mid-level

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