Credit Manager-Loan Against Property-Credit

As the Credit Manager, you will play a pivotal role in shaping the credit landscape for our LAP business. Your expertise will be instrumental in driving strategic decisions, ensuring compliance with regulations, and maintaining a robust credit portfolio. You will lead a team of credit professionals, providing guidance and mentorship to foster their growth and development.

• Develop and implement credit policies and strategies for the LAP business.
• Oversee the credit approval process, ensuring timely and accurate decisions.
• Manage and mitigate credit risk, implementing effective risk management practices.
• Monitor and analyze credit performance, identifying trends and areas for improvement.
• Lead a team of credit analysts, providing mentorship and performance management.
• Ensure compliance with regulatory requirements and internal policies.
• Collaborate with other departments to align credit strategies with business goals.
• Stay updated on industry trends and best practices in credit management.
• Prepare and present credit-related reports to senior management.
• Build and maintain strong relationships with key stakeholders and clients.

• Bachelor's degree in Finance, Business, or a related field.
• 5+ years of experience in credit management, preferably in the banking industry.
• Proven track record of leading and managing a credit team.
• Strong knowledge of credit risk assessment and management techniques.
• Excellent analytical and problem-solving skills.
• Proficiency in using credit analysis tools and software.
• Ability to work independently and make sound credit decisions.
• Effective communication and interpersonal skills.
• Strong leadership and team management abilities.
• Willingness to stay updated on industry regulations and best practices.