Product Manager-TRANSACTION BANKING-GTS Trade

Business Unit

PSL Product Team – Corporate, Institutional & Investment Banking 

 

PSL Product team takes care of entire priority sector lending portfolio for Corporate, Institutional & Investment Banking group. PSL product team is responsible for Identification, classification and reporting of Priority Sector book. The team is also responsible for working out structuring for various PSL deals in close co-ordination with Business units. 

Role PSL Product Manager  Objective To drive Priority Sector Lending business, ensure accurate classification and reporting of PSL assets in Wholesale banking business Responsibilities

 

PSL Reporting, PnL Management & Portfolio Management

• Ensure PSL reporting is completed timely and in adherence to extant regulatory guidelines and updation of Product notes or assigned products in line with change in regulations/RBI/SIDBI/Ministry of MSME etc.
• Managing the PSL portfolio of Wholesale banking and internal/external audits for this portfolio
• Drive projects for digitisation/ automation of PSL reporting 
• Manage PnL for PSL portfolio of Wholesale banking

 

Driving PSL Book Growth

• Drive PSL book growth for WBG organically & inorganically by way of Corporate linked PSL structure, securitization / on-lending etc. 
• Generate vendor Financing and Agriculture PSL leads. Meet clients, structure PSL deal and conclude the same in close co-ordination with Relationship Team  
• Prepare Program note incorporating PSL complaint structures and arrange approval from requisite sanctioning  authority  
• To execute client/ vendor (Farmer level) documentation in close co-ordination with on filed SeSo official and/or Business Correspondent 
• Review PSL process note for process upgradation from time to time 

Due Diligence 

• Conduct due diligence of PSL proposal post disbursement, by sample audits based on requirement.

Drive PSL  - to build mindshare towards PSL: 

• Explore PSL opportunities in corporate banking
• Conduct trainings & reviews with Business team

Experience

CA/ MBA with 3-6 years of experience. 

Some experience in similar field is added advantage. 

Essential competencies

-          Flair to work in Priority Sector Lending Group

-         Good communication skills

-      Ownership, Result oriented , growth mind-set.

Base Locations

Kotak Mahindra Bank Mumbai