About this role
Reports to: Head of Compliance, South Africa
We are seeking an experienced AML/CFT Compliance Officer to join our team, supporting operations in Ghana and across African regions. This role ensures the company meets compliance obligations, regulatory requirements, and AML standards, while also supporting client onboarding and operational processes.
Key Responsibilities
- Maintain and update compliance policies and controls, including Financial Crime Policy and Risk Management & Compliance Programme.
- Monitor compliance frameworks and ensure adherence to laws and regulations.
- Support client onboarding in Ghana and across Africa.
- Ensure CDD/KYC processes are followed during onboarding and ongoing monitoring.
- Provide required compliance information to banks and counterparties.
- Assist with bank account openings and ensure timely submission of documents.
- Conduct risk assessments for money laundering, terrorist financing, and other financial crime.
- Oversee transaction monitoring and escalate suspicious activity to regulators (e.g., FIC, SEC, BOG).
- Ensure regulatory filings are submitted on time and maintain sanctions compliance.
- Deliver AML and compliance training to staff, including high-risk teams.
- Conduct internal reviews and audits and support external audits.
- Provide regular reports and updates to senior management and the Board.
Requirements
- Degree in Law, Finance, Business, or a related field.
- Relevant AML/Compliance certifications (e.g., ACAMS, MLRO, Certificate in Compliance Management).
- 3+ years’ experience in a compliance role within financial services, fintech, or banking.
- Strong knowledge of AML legislation and local/international compliance regulations.
- Experience liaising with banks and regulators is a plus.
- Self-starter able to work independently and manage multiple priorities under pressure.
- Strong analytical, communication, and stakeholder management skills.