The Company

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade.

Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.

Job Summary:

This role provides risk & compliance oversight and advisory for the Middle East and Africa (MEA) markets and is critical in ensuring PayPal demonstrates compliance with applicable regulatory obligations in our cross-border business model while delivering the right customer outcomes.

Job Description:

Essential Responsibilities:

Identify issues and recommend best practices for risk management within the organization.
Lead functional projects and programs that enhance risk assessment and mitigation efforts.
Collaborate with teams to analyze business trends and their implications for risk management.
Contribute to process improvements that enhance the effectiveness of risk management strategies.
Provide guidance and support to team members in executing risk management initiatives.

Minimum Qualifications:

Minimum of 8 years of relevant work experience and a Bachelor's degree or equivalent experience.

Preferred Qualification:

Job Description

Keep abreast of regulatory developments in the MEA region, technological developments and the competitive landscape relevant to PayPal products and services in the MEA region.
Partner closely with MEA business teams and provide compliance advisory guidance by identifying, assessing, prioritizing, and managing risk on planned business initiatives, new markets, new products, expansion of existing products, marketing campaigns, etc. to the regional business, sales and market development teams.
Identify and monitor emerging and active risks and issues and assist in developing mitigation strategies and supporting their implementation.
Engage Risk and Compliance program stakeholders across the organization to support business initiatives and execute SLOD program requirements.
Provide advisory on Enterprise Risk and Compliance Management Framework within the region, such as Risk Lifecycle, Issue and Incident Management, Obligation and Regulatory Change Management, amongst others.
Support regulatory interactions, examinations or adhoc requests as they arise.
Support Second Line Testing activities, particularly on MEA-specific markets.
Perform internal and external reporting and support preparation and coordination of various Compliance and/or Regulatory reports.
Prepare/Present Management Information materials to various governance forums and management meetings.
Support internal and external audit exercises and remediation of related actions.
Support any other compliance-related initiatives for the region as they arise.

Qualifications/ Education/Experience/Skills:

Strong knowledge of global financial institutions, money service business, and/or banking compliance, including significant knowledge of anti-money laundering, data protection, anti-corruption/Foreign Corrupt Practices Act, and consumer protection regulations in the MEA region.
8+ years related working experience in risk, regulatory compliance, operational risk, legal, or management of a process or business with accountability for compliance or audit.
Experience working for a global company, with multi-disciplinary teams, in a fast-paced, change-intensive environment.
Ability to proactively identify risks and work escalation paths to ensure proper risk identification and mitigation.
Ability to build and maintain relationships with key stakeholders, including strengths in influencing, conflict management, and negotiation.
Ability to operate across the compliance risk program and other stakeholders including advisory, monitoring, reporting, and governance.
Ability to credibly challenge solutions and ensure the timely escalation of issues and concerns as and when appropriate.
Ability to work within a matrixed environment, and cross functionally with operations and technology functions.
Proficiency in English and languages commonly used in the MEA region.
Self-starter and highly motivated to work in a fast-paced and changing environment.
Adaptable in unexpected situations and comfortable dealing with ambiguity and uncertainty.
Strong integrity and the ability to handle projects of a sensitive and confidential nature.
Strong analytical, problem-solving, and critical/creative thinking.
Strong project management skills and able to successfully work multiple issues at one time.
Excellent verbal, written, and presentation skills with experience presenting to Senior Leadership.
Strong computer knowledge; excellent MS skills.
Ability to travel where required (travel estimated time is less than 10%).
Experience in interaction with regulators in the MEA region preferred.
Relevant professional qualifications will be an added advantage.

Subsidiary:

PayPal

Travel Percent:

10

PayPal does not charge candidates any fees for courses, applications, resume reviews, interviews, background checks, or onboarding. Any such request is a red flag and likely part of a scam. To learn more about how to identify and avoid recruitment fraud please visit https://careers.pypl.com/contact-us.

For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.

Our Benefits:

At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.

We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit https://www.paypalbenefits.com.

Who We Are:

Click Here to learn more about our culture and community.

Commitment to Diversity and Inclusion

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at paypalglobaltalentacquisition@paypal.com.

Belonging at PayPal:

Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.

Any general requests for consideration of your skills, please Join our Talent Community.

We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don’t hesitate to apply.

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