Senior Credit Analyst

• Supporting commercial property bankers on complex property deals
• Focusing on property lending deals from $10M to $200M
• Based in Sydney

What’s the role?

As part of the Property Finance Portfolio Management Team your razor-sharp credit analysis skills and strong property insights will be put to use for large private property companies and unlisted property fund managers. Working with Relationship Managers, you’ll meet with property investors and developers and provide high quality written credit submissions and input into loan structuring.

Importantly, you’ll also get the chance to:

• Work collaboratively with Analysts, product experts, Relationship Managers & Credit Managers to initiate and structure a range of property finance transactions
• Undertake financial analysis (including development feasibilities and property cash-flow modelling) and related credit submission activities to support upcoming deals
• Complete reports compiling the analysis and rationale for supporting debt requirements ranging for complex property finance customers
• Work independently and have responsibility for timely and accurate completion of complex property finance transactions. 
• Act as a role model for other members of the team, and assist with on-the-job training of Credit Analyst tasks
• Monitor and manage risk across customer portfolios
• Play a critical role in protecting Westpac Group’s assets by applying sound credit management practices

 

What do I need?

We’d expect you to have a strong track record of commercial banking experience with solid credit analysis and commercial acumen, enabling you to confidently navigate the complexities of credit risk. You’ll usually work in a team, but you’ll also need to regularly fly solo. Beyond technical skills, we value the mindset you bring—because the right attitude is key to fostering collaboration and a positive culture. You’ll stand an even better chance of success if you have:

• A relevant tertiary qualification in Business, Finance or Property
• Property cashflow modelling and/or development feasibility analysis skills
• Strong stakeholder management capabilities
• A proactive attitude and a genuine commitment to teamwork—someone who contributes to a supportive, respectful, and high-performing environment
• Exceptional verbal and written communication skills
• A high level of confidence, detail orientated, and the ability to work in a busy environment 
• Prior experience in a Professional Commercial Working Environment, preferably in the commercial and corporate banking field with existing experience in writing credit submissions.  We will also consider people from Accounting, Insolvency, Valuation, or Property backgrounds.

If you are a passionate and focused team player then we encourage you to apply! We are going through a period of growth and we invite you to be part of that journey! 

 

Why join us?

We’re obsessed with becoming our customers' #1 banking partner for life and we’re looking for people who are passionate about helping us achieve that goal. In return, we’re committed to making Westpac the best place to work in the country. Here are just a few of the ways we’re already doing that:

• Special offers on banking products and discounts from top brands, including generous employee-only mortgage rates!
• Flexible work arrangements to help you achieve a greater work/life balance, and a variety of leave options including Culture, Lifestyle and Wellbeing leave. 
• Tailored learning and development opportunities to help your grow your career within the bank. 
• Lots of opportunities to ‘give back’ to the Community by getting involved in our many volunteering initiatives.

Create your future today

To get started, simply click on the APPLY or APPLY NOW button

We’re all about creating a supportive and inclusive community. We welcome everyone – no matter your age, gender, background, or abilities. We also provide additional support to welcome our veterans, Indigenous Australians and neurodiverse community.

If you need any adjustments during the recruitment process, you can find out more information and additional contact details by visiting the "People with Disability and/or needing Accessibility Requirements" page on our website.

We’re all about helping our people grow and succeed. Whether you’re a current employee, trainee, or intern, we’re committed to your career development Check out our FAQs and internal support resources here.