Credit Analyst

What’s the role?

As part of the Portfolio Management Team, your razor-sharp credit analysis skills and strong industry insights will be put to use for both large private, and smaller public, companies (up to $150m in debt). Working with Relationship Managers, you’ll meet with company executives and professional investors, and provide high-quality written credit submissions and input into loan structuring. 

Your Key Responsibilities Include:

• Work collaboratively with analysts, product experts, relationship managers & credit managers to initiate and structure a range of banking transactions 
• Enjoy a unique blend of analytical and entrepreneurial challenges 
• Look into risk profiling, financial analysis and related credit submission activities to support upcoming deals 
• Monitor and manage risk across customer portfolios 
• Play a critical role in protecting Westpac Groups assets by applying sound credit management practices 

What do I need?

A good track record of banking experience with solid credit analysis and commercial acumen, will position you well to confidently navigate the complexities of credit risk. You’ll usually work in a team, but you’ll also need to regularly fly solo. That said, prior experience (3+ years) working in a professional environment including accounting, insolvency, legal, consulting, banking or engineering is also highly desirable. You’ll be a natural communicator, able to engage and build genuine relationships with our customers, team player and a decisive thinker. You will work collaboratively to achieve the best possible outcomes for our customers. Your drive to succeed will help you tackle even the most challenging tasks with an open mind and energy! You’ll stand an even better chance of getting this role if you have: 

• A relevant professional accreditation including CA, CPA or CFA accreditation. 
• Cash flow modelling skills 
• A demonstrated ability to develop and maintain great relationships across a broad range of stakeholders 

Why join us? We’re obsessed with becoming our customers' #1 banking partner for life and we’re looking for people who are passionate about helping us achieve that goal. In return, we’re committed to making Westpac the best place to work in the country. Here are just a few of the ways we’re already doing that:

• Special offers on banking products and discounts from top brands, including generous employee-only mortgage rates!
• Flexible work arrangements to help you achieve a greater work/life balance, and a variety of leave options including Culture, Lifestyle and Wellbeing leave. 
• Tailored learning and development opportunities to help your grow your career within the bank. 
• Lots of opportunities to ‘give back’ to the Community by getting involved in our many volunteering initiatives.

Create your future today To get started, simply click on the APPLY or APPLY NOW button 
  We’re all about creating a supportive and inclusive community. We welcome everyone – no matter your age, gender, background, or abilities. We also provide additional support to welcome our veterans, Indigenous Australians and neurodiverse community.   If you need any adjustments during the recruitment process, you can find out more information and additional contact details by visiting the "People with Disability and/or needing Accessibility Requirements" page on our website.