Credit Analyst

Company Description

About Avery Dennison

Avery Dennison Corporation (NYSE: AVY) is a global materials science and digital identification solutions company. We are Making Possible™ products and solutions that help advance the industries we serve, providing branding and information solutions that optimize labor and supply chain efficiency, reduce waste, advance sustainability, circularity and transparency, and better connect brands and consumers. We design and develop labeling and functional materials, radio-frequency identification (RFID) inlays and tags, software applications that connect the physical and digital, and offerings that enhance branded packaging and carry or display information that improves the customer experience. Serving industries worldwide — including home and personal care, apparel, general retail, e-commerce, logistics, food and grocery, pharmaceuticals and automotive — we employ approximately 35,000 employees in more than 50 countries. Our reported sales in 2024 were $8.8 billion. Learn more at www.averydennison.com.

Avery Dennison is an equal opportunity employer.

Please let us know if we can support you with reasonable accommodations throughout the application process by contacting our team via Requestaccomodation@eu.averydennison.com.

We do not accept unsolicited referrals or resumes from any source other than directly from candidates.

• We are unable to offer sponsorship or relocation for this role*
• This role is subject to right-to-work checks as per local employment laws*

Job Description

The full-time position of the Credit Analyst is responsible for the investigation and analysis of credit risks, working within guidelines established by the organisation.

• Review and analyze credit applications and risks.
• Through research and analysis, report and annotate findings and make decisions as needed. 
• Review and disposition credit decisions inside and outside system recommendations using grid and bureau information. 
• Oversee payment systems, including cheque processing, Direct Debit operations, and customer bank transfers.
• Follow up of the accounts and take actions for past-due customers
• Review and release customer orders on credit hold in the order processing system.      
• Review new accounts for creditworthiness.                                        
• Make recommendations for credit limits on new increases and credit lines on existing accounts.
• Prepare regular credit related reports for dissemination to applicable Finance or Accounting departments. 
• Report preparation (weekly / monthly / quarterly / yearly).

Qualifications

The ideal candidate should have the following qualifications:

• Bachelor’s degree in Finance, Accounting or related field required.
• At least minimum 4-5 years credit or related experience.
• Fluency in English is a MUST. French language knowledge is preferable.
• Ability to establish and maintain good client relationships, both internally and externally at all levels.
• Ability to reconcile complex accounts and have excellent attention to detail.
• Competence in Microsoft Office products (proficiency in xls is a must) and accounting software programs like ORACLE.
• Knows and applies the fundamental concepts, practices and procedures of credit analysis.
• Strong math and credit analytical skills.

*No military obligation for male candidates.*

Additional Information

What We Can Offer:

• Flexible working hours
• Attractive salary package
• Workplace & work hours flexibility
• Structured learning and development / Mentoring program 
• International environment 
• Events like International Women’s Day, Earth Day, etc.
• A growing and welcoming team with a good spirit!

Who we are! - Our Story:

Every voice. Every day! Eight Values. One Team!

Being open to every voice, every day, brings our value of diversity to life and makes Avery Dennison a vibrant and engaging place to be. We understand diversity and equal opportunities as enrichment for our future-oriented work. Across our diverse, global team, every voice makes us stronger. When we listen to and learn from each other, there is no limit to what we can achieve together. Each of us is unique, and we appreciate bringing together different personalities and talents.

Avery Dennison is an equal-opportunity employer. In the EMEA region, we have these Employee Resource Groups: 

• EmpoWer - focusing on the engagement, mentoring, and promotion of women
• Mental Health - striving to provide a safe space for employees to discuss mental health issues in the workplace
• Unite - supporting the LGBTQI+ and ally community in the EMEA region

To find out more about all our employee resources groups globally as well as our Diversity, Equity & Inclusion approach, please go to our Diversity and Inclusion pages in the About Us section of our website: https://www.averydennison.com/en/home/about-us/diversity-and-inclusion.html 

At Avery Dennison, we do what we love, and we love what we do - Just click here, and get to know us better: Life @ Avery Dennison (linkedin.com/company/avery-dennison/life/emea)