Corporate Treasury

Job Type Full-time Description

About Us

Coastal Community Bank is a leader in banking and Banking as a Service (BaaS) strategies. The people at Coastal not only help people with their personal banking; they help businesses with banking technology integration that leads to business growth, flexible financing, and unimagined potential. We think and work like entrepreneurs, always moving and constantly improving. We are go-getters, working hard, and playing hard. If you are someone who thrives on innovation, wants to help others succeed, knows how to think freely, and believes that we are all in this together -- you belong here.

Overview

The Senior Director, Treasury will lead the Bank’s Corporate Treasury area by managing our daily cash position, balance sheet funding, liquidity forecasting, capital planning, and related risk management. The Director will ensure the Bank’s treasury management policies and regulatory requirements are met. In addition, the Director will oversee the Bank’s Asset Liability Management function including forecasting, interest rate risk modeling, funds transfer pricing, liquidity stress testing, and capital adequacy testing. The Director will be responsible for Asset Liability Management Committee reporting and Asset Liability Investment Committee reporting.

Responsibilities To Include

• Oversee Balance Sheet and Liquidity Management – Direct daily management of cash, securities, loan, and deposit positions to ensure sufficient liquidity and efficient funding of operations.
• Manage Liquidity Risk and Stress Testing – Maintain high-quality liquid asset portfolios, perform liquidity coverage analysis, and develop contingency funding plans for adverse scenarios.
• Lead Interest Rate Risk (ALM) Framework – Oversee interest rate risk modeling (EaR, EVE) and scenario analysis, ensuring accurate measurement and reporting of balance sheet sensitivity.
• Direct Investment Portfolio Management – Manage AFS and HTM securities portfolios, ensuring alignment with liquidity, yield, and risk objectives while maintaining policy and regulatory compliance.
• Oversee Capital Planning and Stress Testing – Coordinate with Finance and Risk to execute capital adequacy assessments, stress testing, and long-term capital planning initiatives.
• Chair and Support ALCO – Prepare and present ALCO and Investment Committee materials; provide strategic recommendations on balance sheet positioning, funding, and interest rate exposure.
• Enhance Treasury Technology and Reporting – Partner with IT and Finance to develop treasury systems, automated dashboards, and KPI reporting to monitor liquidity, profitability, and funding metrics.
• Ensure Strong Internal Controls – Oversee treasury-related internal controls over financial reporting, segregation of duties, and compliance with internal audit and risk management standards.
• Maintain Governance and Policy Frameworks – Develop and update Treasury, Liquidity, and IRR policies and limits consistent with regulatory expectations and the Bank’s risk appetite. 
• Support Executive Management and Strategic Initiatives – Collaborate with senior leaders on balance sheet optimization, audits, regulatory exams, and special projects that advance the Bank’s strategic objectives.

Requirements

Qualifications

• Bachelor's degree in Finance, Accounting, Economics, or related field. MBA preferred.
• CTP qualification is highly preferred. CFA or CPA qualification would be a bonus.
• 10+ years of progressive treasury experience including 3+ years’ experience in a similar role at a regulated financial institution.
• 3-8 years of experience in a senior management, director, or leadership role, leading cross-functional teams and fostering a culture of accountability, innovation, and continuous improvement while delivering on strategic financial objectives.
• Deep knowledge of financial instruments, cash management strategies, treasury risk management best practices, and bank regulatory requirements including regulatory capital, risk weighted assets, and liquidity ratios.
• Demonstrated experience in overseeing cash position management, funding levels, and cash flow forecasting.
• Experience with ALM software (e.g., Jack Henry ProfitStars) is highly preferred.
• Experience with extracting, analyzing, and merging data from disparate systems and performing complex analysis.
• Advanced proficiency in financial systems and Microsoft Excel.

Experience

• Proven record of driving scalable processes and procedures in a complex or high-growth environment.
• Demonstrated record of successfully driving change initiatives and fostering a culture of continuous improvement.
• Analytical thinker with the ability to align process improvements with broader organizational strategies.
• Ability to identify issues and collaborate with others to propose and implement solutions that mitigate risk and promote efficiency of process.
• Strong organizational and project management skills.
• Exceptional leadership and communication skills with the ability to inspire and motivate teams towards achieving common goals.
• Ability to independently manage high volumes of work and multiple priorities while delivering outcomes in a timely and reliable manner with a high degree of accuracy.

How You’Ll Thrive At Coastal

• Be the Best – Communicate effectively, pay close attention to detail, and prioritize your personal development.
• Be Relentless – Thrive in a purposeful environment exercising both patience and persistence. Advocate for our customers and team members and strive to promote the Coastal Difference.
• Be Un-Bankey – Be a forward thinker with a creative mindset. Build long-lasting relationships promoting the Coastal Difference, built on a foundation of integrity, honesty, and trust.
• Embrace Gray Thinking – Use sound judgment while decision-making and problem-solving. Think freely.
• Stay Flexible – Organize and strategize effectively while always being prepared to adapt on the fly. Seek efficiencies for Coastal to work smarter, not harder.
• Take Care of Each Other – Understand what it means to be a true collaborator and have your teammate's back. Practice self-awareness and build your emotional intelligence.

Being You At Coastal

Coastal Community Bank is an equal opportunity employer. We are committed to providing a workplace free from discrimination and harassment. All employment decisions are based on merit, qualifications, and business needs. We do not discriminate based on race, color, religion, sex, national origin, age, disability, veteran status, or any other protected status under applicable laws.

Benefits We Offer

We’re proud to offer a comprehensive benefits package designed to support your health, financial well-being, and work-life balance. Our offerings include:

• Medical Coverage: Choose from three competitive medical plans to find the coverage that best fits your needs and lifestyle.
• Health Savings Account (HSA): Available with eligible medical plans, offering tax advantages and employer contributions.
• Flexible Spending Accounts (FSA): Options for healthcare and dependent care expenses to help you save on out-of-pocket costs.
• Dental and Vision Insurance: Plans to keep you and your family smiling and seeing clearly.
• Life Insurance: Company-paid basic life insurance with options to purchase additional coverage for yourself and your dependents.
• Long-Term (LTD)/Short-Term Disability (STD): Income protection in the event of a long-term illness or injury.
• Supplemental Benefits: Including Hospital Indemnity, Accident Insurance, and Critical Illness coverage to provide extra financial support when you need it most.
• 401(k) Retirement Plan: A competitive retirement savings plan with company matching to help you plan for the future.
• Paid Time Off: Generous vacation and sick leave policies to support your time away from work.
• Holidays: Enjoy 11 paid holidays throughout the year.

Check out our benefits on our careers site!

Physical Demands

The physical demands outlined below are required to perform the essential functions of this job. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee may:

• Sit for extended periods of time.
• Stand for extended periods of time.
• Perform repetitive finger, hand, and arm movement.
• Use electronic office equipment such as a computer keyboard, mouse, telephone, etc. 
• View and read computer screens for extended periods.
• Occasionally stoop, kneel, crouch, or crawl.
• Occasionally lift or move up to 10 pounds.

Other Duties

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.

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Salary Description $280,000-320,000