Credit Manager

Every day, Global Payments makes it possible for millions of people to move money between buyers and sellers using our payments solutions for credit, debit, prepaid and merchant services.  Our worldwide team helps over 3 million companies, more than 1,300 financial institutions and over 600 million cardholders grow with confidence and achieve amazing results.  We are driven by our passion for success and we are proud to deliver best-in-class payment technology and software solutions.  Join our dynamic team and make your mark on the payments technology landscape of tomorrow. 

Responsibilities

• Conducts credit assessment and approval of credit applications of merchants ranging
• from SME to Global Multinational names
• Prepares comprehensive credit reporting on regional deals/accounts beyond individual
• approval authority to Executive Management for approval
• Conducts periodic reviews and checks of credit team to ensure adherence to prevailing
• credit policies and guidelines
• Liaise with various parties to consider various risks in approval process
• Ensures the timely periodic re-underwriting of merchants
• Monitors portfolio quality on an ongoing basis and recommend rating and collateral actions, make recommendations on how to improve the quality of portfolio.
• Lead the Portfolio database management of the team
• Manages post approval recording/monitoring and general risk portfolio management
• Works with Worldwide Credit in establishing and updating sound, acceptable Credit Policies
• Assists in streamlining process to achieve effective credit risk controls
• Provide support and training of less experienced Credit Analysts
• Partners with the Sales Team to drive business results and promote consistent execution between various groups
• Other job responsibilities and adhoc projects as needed and as assigned

• Willing To Travel.

Qualifications:

• Typically minimum 5 years relevant experience in finance/accounting or similar position required, including a minimum of 2 years experience as a Credit Analyst.
• Bachelor's Degree in Finance, Accounting, Statistics or Business; a major which emphasizes mathematical and analytical skills.

Knowledge and Skill Required

• Skills / Knowledge - A seasoned, experienced professional with a full understanding of the area of specialization; resolves a wide range of issues in creative ways. This job is a fully qualified, career-oriented, journey-level position.
• Strong people management skills
• Strong database and portfolio management
• Excellent interpersonal and communication skills
• Excellent organization and prioritization skills
• Strong analytical and detailed- minded
• Able to work under pressure and determined to meet tight deadlines
• Proficient in Reading and Writing in English
• Excellent Excel Skills and well based in other MS Office Applications like Word and Powerpoint.
• Job Complexity - Works on problems of diverse scope where analysis of data requires evaluation of identifiable factors.
• Demonstrates good judgment in selecting methods and techniques for obtaining solutions. Networks with senior internal and external personnel in their own area of expertise.
• Supervision - Normally receives little instruction on day-to-day work, general instructions on new assignments.

Global Payments Inc. is an equal opportunity employer. Global Payments provides equal employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including pregnancy), national origin, ancestry, age, marital status, sexual orientation, gender identity or expression, disability, veteran status, genetic information or any other basis protected by law. If you wish to request reasonable accommodations related to applying for employment or provide feedback about the accessibility of this website, please contact jobs@globalpay.com.