Deputy MLRO (Money Laundering Reporting Officer)

ACE Money Transfer.com

Office

18 City Quay, Dublin

Full Time

Job Title: Deputy MLRO (Money Laundering Reporting Officer)
Location: [Dublin / Hybrid / Remote]
Reporting to: Head of Compliance & AML
Department: Compliance
Employment Type: [Full-Time / Permanent]

Company Overview:

We are shaping the way people send money around the globe in the most reliable & trustworthy way. We are offering a wide range of services, including Bank Deposit, Cash Pickup, Mobile Wallet, even Mobile Top-up & Bill payments. We send to 106 countries around the world with over 2 million happy customers receiving payments through 379,000+ payout locations. We’ve helped millions of customers to send payments securely than ever—a money transfer service for everyone without borders or limits. If you think differently of innovative ways to provide a solution to problems, you might be the one we’re looking for.

Role Summary:

The Deputy MLRO will work closely with the Head of Compliance & AML to implement and maintain an effective AML/CTF compliance programme in accordance with the Criminal Justice Acts 2010 to 2021, and relevant Central Bank of Ireland (CBI) requirements. This includes operational oversight of AML processes, supporting internal investigations, and assisting with reporting obligations to the authorities.

Key Responsibilities:

Assist the Head of Compliance & AML in managing and enhancing the firm’s AML/CTF framework and policies.
Monitor and review customer due diligence (CDD), enhanced due diligence (EDD), and ongoing monitoring activities.
Oversee the daily operation of the transaction monitoring system and review alerts for suspicious activity.
Assist in the preparation and submission of Suspicious Transaction Reports (STRs) to FIU Ireland, under the direction of the Head of Compliance & AML.
Investigate potential AML concerns and document findings and actions in accordance with internal procedures.
Prepare internal compliance and AML reports for senior management and the board.
Assist in regulatory reporting and communication with the Central Bank of Ireland, as required.
Support the development and delivery of AML/CTF training across the organisation.
Keep abreast of emerging AML risks, typologies, regulatory updates, and industry best practices.
Deputise for the Head of Compliance & AML where required for matters relating to AML/CTF oversight.

Requirements:

Essential:

Minimum 3–5 years’ experience in AML/CTF compliance within a regulated financial services environment, ideally within payments or fintech.
Strong knowledge of Irish AML legislation and regulatory expectations (Criminal Justice Acts, CBI guidelines).
Practical experience in transaction monitoring, investigations, STR reporting, and customer risk assessments.
Solid understanding of AML/CTF operational procedures, including CDD/KYC, PEPs, sanctions, and EDD.
Excellent analytical and communication skills, with strong attention to detail.
High standards of integrity, professionalism, and accountability.

Desirable:

Recognised AML/Compliance qualification (e.g., ICA Diploma in AML, ACAMS).
Familiarity with payment services regulations (e.g., PSD2) and fintech AML risks.
Experience using AML/CTF monitoring and screening tools.
Prior involvement with regulatory audits or inspections.

Website: https://acemoneytransfer.com