Credit Manager-ARD WHOLESALE-ARD Buyout - Resources

Credit Manager

The key responsibilities of the role will be as follows:

• Assessment of credit worthiness of potential customers.
• Structuring & customizing the products to suit the customer’s requirements keeping in mind the risk profile, cash flows and security.
• Work closely with the Business Team to understand the business of the customer, transaction structure, collateral and terms. Preparation of detailed proposal including projections and scenarios. 
• Ability to develop own financial models and do cashflow assessment
• Presenting the proposals while highlighting risks and mitigants to Approving authorities
• Responsible for the end to end monitoring of the portfolio

Candidate Profile

• Preferably 6-8 years of experience in Banks / NBFCs in a Credit role preferably in structured finance or large corporate
• Good analytical & managerial skills.
• Good Communication and proposal writing Skills.