Area Credit Manager-LOANS AGAINST GOLD-Credit

Candidate should have Good experience/sound knowledge in Gold Loans Business in all Functions 

Manage Gold loan underwriting in the assigned Area, ensure all the Process & Policies are followed as per defined guidelines wrt Customer profile & Gold Collateral etc

Handle all internal Compliance & Audit related queries 

Ensure Trainings were done & conducted on Process, Policies, Compliance & regulations in regular intervals

Interacting with Sales Teams in regular intervals and ensure all the Process & Procedures are well maintained in the Branches

Monitor & review the Process Auditors Branch Audit reports in regular interval

Monitor & review the RCU queries in regular interval

Coordinating with Recovery Team for controlling the Delinquency & NPA 

Meeting the PSL targets

Ensure regulatory and procedural compliance is adhered by the Branches

Co-ordinate with Branches and HO for Audit requirements

Conduct follow-ups of Audits queries and resolution within the timeline  

Reporting of irregularities to HO

Identifying and recruitment of Gold Assayers