Risk & Compliance Analyst

Risk & Compliance Analyst

Join us at this exciting time of growth, as ClearScore expands following our recent acquisition of Aro, creating new opportunities for innovation and success!

We have a fantastic opportunity to join the ClearScore Home Lending team as a Risk and Compliance Analyst, reporting to the Head of Risk and Compliance/DPO.
We are looking for a confident self-starter who can join the Risk and Compliance team and help ensure our customers receive good customer outcomes. Attention to detail and good analytical skills are paramount for the role, alongside the ability to use your own initiative and work under pressure.
We pride ourselves in being a team that delivers fast and supports the wider business with their exciting new projects, both in the UK as well as internationally. We strive to approach risk and compliance in a modern way, by finding ways to say ‘yes’ and grow the business.

You will be part a very successful team within the ClearScore Group with a clear strategy for success and growth

What You Will Be Doing:

• Engage with the wider business and provide support with Compliance queries and reviews
• Monitor compliance with laws, regulations and internal policies
• Assist with the running of the Risk Management programme at ClearScore, supporting a culture of risk management, including controls awareness and adoption.
• Assist with training of employees on applicable regulations
• Identify and investigate irregularities and non-compliance issues
• Report to the business on current risk and compliance performance
• Contribute to robust and effective compliance controls within the organisation
• Review marketing materials (including financial promotions) to ensure compliance withregulatory requirements
• Assist in administration of our relationship with regulators
• Perform various general administrative duties (such as policy writing and process monitoring)
• Collaborate with other departments to create a culture of compliance
• Provide data privacy support to all business areas, including international locations
• Keep up to date with, and understand, relevant laws and regulations
• Working with all business units to ensure ClearScore remains compliant with all appropriate regulations.

Skills we'd love you to have

• Previous experience in financial services in a risk and compliance assurance role.
• Experience in designing and delivering risk assurance/compliance monitoring plans and reviews. 
• Positive, constructive approach to assurance testing with emphasis on delivering good customer outcomes.
• Ability to build and maintain collaborative relationships with both internal and external stakeholders at all levels across the business.
• Ability to challenge business stakeholders objectively and effectively. 
• Effective communication skills. 
• Experience in a changing business environment, with a passion for delivering excellence and continuous improvement.

Why Clearscore?

ClearScore is the UK's #1 credit score and report app. We are also present in South Africa, Australia and Canada, with more than 20 million users globally and growing fast. Someone joins ClearScore every 20 seconds. We have established relationships with over 50 of the main lenders in the U.K., and have been a trusted tool for customers to manage their credit and make better financial decisions.

Since October 2016 we have helped 1.8 million users take out a new credit card or loan. We are user-centric at our core and we believe in leveraging technology to enable positive financial choices. We are design-led and data-driven and we embed these behaviours in everything we do.

Our company culture is a fundamental part of all we have achieved. We believe in hiring smart, driven, passionate and diverse people who are keen on having a real impact in our organisation. We trust you to manage your own time so we offer flexible work and no fixed desk hours. We don't micromanage and we believe in measuring outcomes rather than effort. We have an inclusive culture where all, regardless of seniority, are encouraged to contribute with their ideas, look after their wellbeing and actively seek opportunities for career growth.

If you feel like this could be the place for you, apply and our Talent team will be happy to share more.

Benefits:

• Hybrid working (3 days in the office and 2 days from home)
• Flexible working arrangements to support a healthy work-life balance
• 33 days holiday inclusive of bank holidays
• Supportive team environment with opportunities for career advancement
• Salary sacrifice pension scheme
• Healthcare cash plan with separate balance for dependents
• Life assurance x 2
• Holiday buy & sell scheme
• Cycle to work scheme
• Birthday off + takeaway on us
• Enhanced maternity, adoption or paternity leave
• Enhanced sick pay + income protection for up to 2 years
• Casual and gender-neutral dress policy
• Access to a range of retailer discounts through our various providers
• Fun and inclusive work environment with regular team incentives

Equal Opportunities

ClearScore is committed to providing equal employment opportunities to all qualified individuals. As an equal opportunity employer, we are able to make reasonable adjustments to accommodate individuals with disabilities during the recruitment and selection process. If you require accommodation, please inform us in advance, and we will work with you to meet your needs.

Our Hybrid Model   We embrace a dynamic hybrid work environment that balances flexibility with collaborative in-person experiences. Our approach is designed to foster innovation, team connection, and individual productivity.

• Levels 1-5: Minimum 2 days per week in-office
• Level 6 and above: Minimum 3 days per week in-office

We believe this structure offers the best of both worlds - the flexibility of remote work and the synergy of face-to-face collaboration. Our office days are carefully coordinated to maximise team interactions and learning/ mentorship opportunities.
What This Means for You:

• Flexibility to manage your work and life
• Dedicated in-office days for team building and collaborative projects
•  Office facilities (with plants!) designed for productive interactions
• Clear expectations and support for maintaining our hybrid schedule

We’re committed to creating an inclusive environment that accommodates diverse needs while maintaining our collaborative culture. Join us in shaping the future of work!
Note: While we offer flexibility, commitment to our hybrid schedule is an important aspect of our team culture and performance expectations.

Inclusion Policy

We are always looking for talented individuals to join ClearScore. We are an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for our people. Please see our People Policy Notice at https://www.clearscore.com/people-notice.