Credit Manager - Specialised Finance | Credit Management BU | Risk SBU | October 2025

Joining MCB’s Risk Strategic Business Unit (SBU) is an exciting opportunity and establishes a solid foundation for a career in Banking.

Embark on a journey within the Credit Management BU, which forms part of Risk SBU and is involved in the assessment and approval process of credit facilities. Its responsibility also encompasses close follow up and monitoring of credit exposures with a view to mitigate credit risk, which is the risk of financial loss should borrowers or counterparties fail to fulfill their financial or contractual obligations as and when they fall due.

The Credit Manager - Specialised Finance provides value added risk analysis expertise on Structured Project Finance, Trade Finance deals and complex corporate applications, takes decision on credit facilities in line with the Banks' Credit Risk policy, regulatory guidelines and risk appetite of the Bank whilst facilitating the business to ensure a good risk balance.

We Are Looking For:

Job vacancy: Credit Manager - Specialised Finance

In This Role You Will:

• Assess corporate credit applications to highlight main risks and mitigants and provide recommendations/take decision on credit requests within discretionary power in line with the Bank's Credit Policy to enable informed decision making to safeguard the interest of the Bank;
• Provide guidance and support to front liners, and in some specific cases, participate in structuring banking facilities including Structured Project finance and Trade Finance deals to enable identification of risk at an early stage and promote a strong and balanced risk management culture;
• Maintain good collaborative relationships with front liners to facilitate the lending process thus ensuring a good risk balance;
• Provide high quality and timely service to clients and ensure that queries and complaints are handled promptly in view of improving customer service standards and achieving customer satisfaction;
• Conduct proactive credit management on post sanction activities including review of facility documentation, account and covenant monitoring;
• Provide regular reports on the portfolio and any other information that may be required by internal and external stakeholders;
• Provide coaching and motivation to team members and ensure their continuous development to maximize on existing talents.

To succeed, you will be required to demonstrate the following skills and competencies:

• Rebounds from setbacks and adversity when facing difficult situations;
• Manoeuvres comfortably through complex policy, process, and people-related organizational dynamics;
• Makes good and timely decisions that keep the organisation moving forward;
• Plans and prioritises work to meet commitments aligned with organisational goals;
• Gains the confidence and trust of others through honesty, integrity, and authenticity;
• Consistently achieves results, even under tough circumstances.

We are looking for candidates who have at least:

Either

• A completed degree in Finance, Accounting, Banking or an equivalent field;
• At least 6 years’ experience in Corporate Banking with exposure in structured project and trade finance.

Or

• At least 9 years’ experience in Corporate Banking with exposure in structured project and trade finance.

And

• Knowledge of Accounting Principles and Practice;
• Knowledge of Financial Analysis techniques;
• Knowledge of MS Office Tools;
• Knowledge of Banking Regulatory & Framework, Banking Act 2004;
• Knowledge of Trade Finance;
• Knowledge of Project Finance.

A combination of both qualification & experience will be considered.

Should this opportunity match your career aspirations, skills and competencies, click on ‘Apply’ to complete your online application.

Please ensure all required information is accurately entered in relevant sections. Any incomplete application will not be considered. Kindly attach a complete CV when applying.

Note that candidates under consideration for this position will be required to provide 2 professional references.

As part of the recruitment process, shortlisted candidate(s) will be required to provide a valid Certificate of Character of less than 3 months.

The deadline for submission of application is 20 October 2025.

Management reserves the right not to appoint anyone following this advert.