Treasury Analyst - New York

Better is reimagining home finance and making it faster, cheaper, and easier for everyone to become a homeowner. We leverage creative technology and innovation to make the home buying journey more approachable and understandable and home finance more affordable and accessible. Here are some interesting facts to help you get to know Better:
- We’ve funded over $100 billion in loans for our customers, more than any other fintech- Yahoo! Finance - Best Mortgage Lender for First Time Homebuyers of January 2025: Best lender for quick approval- Yahoo! Finance - Best Mortgage Lenders of 2025: Best online mortgage lender - Fintech Breakthrough Award: Best Lending Innovation Award - Money Magazine - 8 Best Mortgage Lenders of 2025: Best for fast closing- We are Forbes’ Best Online Mortgage Lender for 2023- We have raised over $1.2 billion in equity capital to transform the mortgage industry, the largest financial asset class in the world
We are a place where smart, hungry, ambitious people who want to recognize their full potential thrive. 
The Treasury Analyst supports Better’s treasury operations with a focus on cash management, loan funding, and liquidity tracking within a mortgage banking environment. This role plays a key part in executing and improving funding processes through automation and scripting tools. It’s an ideal position for a detail-oriented professional looking to grow in a highly regulated, fast-paced industry that values innovation and precision.

Requirements:

• Assist with daily mortgage funding, including preparing and executing wire transfers for closed loans via warehouse lines and direct investor funding.
• Assist in reviewing check payments and preparing them for approval to the Controller.
• Run and troubleshoot loan funding scripts used to generate funding packages, payment files, and reconciliation reports.
• Ensure accurate and timely execution of wires based on approved funding requests, investor delivery schedules, and closing timelines.
• Monitor daily cash position across multiple warehouse lines, custodial accounts, and operating accounts.
• Reconcile loan-level funding transactions to corresponding wire confirmations, investor settlements, and warehouse draws.
• Support warehouse line management by tracking line usage, available capacity, interest expense, and collateral aging.
• Assist in preparing short-term and rolling cash forecasts that account for funding, loan sales, and servicing cash flows. Creating mapping values to track incoming / outgoing wires.
• Maintain compliance with internal controls, investor requirements, and regulatory standards (e.g., CFPB, GSE, HUD).
• Collaborate with Loan Closing, Secondary Marketing, Capital Markets, Accounting, and Servicing teams to ensure smooth funding and reconciliation.
• Support system and process automation efforts using scripting tools and treasury technology platforms.
• Assist in bank account administration, audit support, and treasury policy documentation.

Qualifications:

• Bachelor’s degree in Finance, Accounting, Economics, or related field.
• 1–2 years of experience in treasury, loan funding, accounting, or finance; experience in mortgage or lending industry preferred.
• Familiarity with loan origination systems (e.g., Encompass) and scripting tools (e.g., SmartClient, VBA, or Python) is a strong plus.
• Strong Excel skills (pivot tables, VLOOKUPs, macros); ability to analyze large data sets quickly and accurately.
• Detail-oriented with strong time management skills and ability to meet tight funding deadlines.
• Solid understanding of treasury operations and basic accounting principles.
• Excellent verbal and written communication skills.

Preferred Qualifications:

• Prior experience in loan funding operations, especially involving automated scripting or smart macros.
• Exposure to treasury management systems or ERP platforms (Kyriba, Trovata, Oracle, SAP).

Company Benefits 
We are thrilled to offer all our full-time employees the following benefit offerings:
- Benefits eligibility effective DAY ONE - *$0 medical plan premium offering coverage nationwide paired with our Health Savings Account that includes an employer contribution (*Additional Medical, dental, vision plan options also all with nationwide coverage)- Flexible PTO- Immediate virtual mental health support by licensed therapists for our employees and their eligible dependents age 6 and up! First few visits at no cost to you!- Personalized care for every fertility and family care journey for our employees and their partner!  - Dependent care benefits (i.e. childcare and/or elder care costs) and commuter benefits both include a company match! - Discount programs and perks including pet Insurance!
The compensation offered for this role will be based on multiple factors such as location, the role’s scope and complexity, and the candidate’s experience and expertise, and may vary from the range provided.
Disclaimer  
Better Home & Finance Holding Company is an equal opportunity employer committed to fostering an inclusive and diverse environment for our employees. We are committed to equal employment opportunities regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status, or any other reason protected by law.
We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. Better will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.