Associate Director, Working Capital Solution Development

End Date

Sunday 19 October 2025

Salary Range

£0 - £0

We support flexible working – click here for more information on flexible working options

Flexible Working Options

Hybrid Working, Job Share

Job Description Summary

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Job Description

JOB TITLE: Associate Director, Commercial Development - Transaction Banking Products

Location: London

HOURS: Full time

WORKING PATTERN: Hybrid, 40% (or two days) in an office site

About This Opportunity

The Transaction Banking Products team delivers commercial banking solutions to businesses of all sizes, both in the UK and internationally. Our offering spans Trade & Working Capital and Payments & Cash Management. We assist businesses in managing liquidity, completing payments, optimizing cashflow, mitigating risks, and funding trade flows and assets.

Our business contributes 40% of Corporate & Institutional Banking (CIB) income, highlighting its strategic importance. We’re at a pivotal moment in our journey, investing significantly in people, data and technology. These investments are driving innovation, unlocking new opportunities and transforming how our teams work, learn and thrive.

You’ll join the Commercial Development team, which is responsible for three key strategic pillars:

• Business & Financial Strategy,
• Commercial Engagement, and
• People Strategy.

We’re looking for someone who thinks commercially, has financial abilities, and has demonstrated experience in business and financial strategy. Your primary focus will be contributing to the Investment & strategy activity; however, you'll be expected to also play a supporting role in initiatives across the other pillars.

This is a high-profile role with regular exposure to senior leadership, ideal for a high-performing Associate Director. You’ll be part of a dynamic, purpose-led team that values diversity, innovation, and customer-centric thinking, in line with our broader mission: Helping Britain Prosper.

Role Accountabilities

The Commercial Development team operates across a wide range of activities. You'll need to be prepared to jump into, and take ownership across, a broad spectrum of work - though your main accountabilities will be:

• Support the Director on 2030 strategy, business case modelling and funding requests.
• Assist in monitoring Group Strategic Investment performance, including updates for Accountable Executive.
• Provide support on a wide range of cross-product projects
• Face into central initiatives, including system-generated forecasting and pipeline dashboard development
• Input to / lead financial performance activities, including:
• Monthly business performance reviews
• Build out and management of Key Business Performance Indicators
• Briefing materials for Management Director ahead of strategic forums
• In-depth analysis of important data and upcoming challenges

About Us

If you think all banks are the same, you’d be wrong. We’re an innovative, fast-changing business that’s shaping finance as a force for good. A bank that’s empowering its people to innovate, explore possibilities and grow with purpose.

What You’Ll Need

• Solid grasp of Transaction Banking Products.
• Proven ability interrogating financial data and advanced financial modelling.
• Experience in business performance management.
• A strategic approach with strong analytical and problem-solving skills.
• Proven ability to work collaboratively in cross-functional teams, and successfully influence key stakeholders across the organisation
• Excellent communication and collaborator management skills.
• An understanding of capital, liquidity and pricing (beneficial but not essential).

About Working For Us

Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities and we’re committed to creating an environment in which everyone can thrive, learn and develop.

We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.

We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme.

We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.

We Also Offer A Wide-Ranging Benefits Package, Which Includes:

• A generous pension contribution of up to 15%
• An annual bonus award, subject to Group performance
• Share schemes including free shares
• Benefits you can adapt to your lifestyle, such as discounted shopping
• 30 days’ holiday, with bank holidays on top
• A range of wellbeing initiatives and generous parental leave policies

This is a once-in-a-career opportunity to help shape your future as well as ours!

Join us and grow with purpose

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks.  We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person. 

We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.