Employee Benefits Underwriting Consultant 5.1

Sun Life U.S. is one of the largest providers of employee and government benefits, helping approximately 50 million Americans access the care and coverage they need. Through employers, industry partners and government programs, Sun Life U.S. offers a portfolio of benefits and services, including dental, vision, disability, absence management, life, supplemental health, medical stop-loss insurance, and healthcare navigation. We have more than 6,400 employees and associates in our partner dental practices and operate nationwide.

Visit our website to discover how Sun Life is making life brighter for our customers, partners and communities.  

Job Description:

Sun Life embraces a hybrid work model that balances in-office collaboration with the flexibility of virtual work. Internal candidates are not required to relocate near an office.

The opportunity: We are seeking Employee Benefits Underwriting Consultants that will be responsible for underwriting new or renewal business under 2000 lives for group employee benefits product lines. In this role, you will apply standard underwriting principles and procedures to evaluate, rate and negotiate price on new business. 

How You Will Contribute:

• Evaluate, price and propose rate and strategy on small to mid-market Dental, Vision, Life, Optional Life, STD or LTD business within stated authority limits.
• Perform underwriting functions associated with manual and experience rating.
• Analyze information on industry, past claim history, financial conditions and other criteria.
• Evaluate, price and recommend proposal terms and strategy on business outside stated authority limits.
• Manage assigned workload to meet internal productivity and time service standards as well as field office priorities.
• Understand and articulate sales region specific strategies and trends to drive sales and renewal results.
• Independent decision making on fundamental problems within specific rules and utilizing general underwriting guidelines.
• Effectively communicate decisions or additional requirements and rating results to the assigned offices.
• Resource for other underwriters and the field.
• Analyzes information on industry, demographics, and other standard criteria.
• Determines level of risk based on well established guidelines.
• Quotes appropriate rates to field agents or brokers, maintaining an individual sales office assignment.
• Supports the identification and development of best practices, work flows and procedures.
• Builds effective relationships with field distribution
• Partners effectively within the underwriting team and across other departments
• Participates in special projects as business needs require.
• Ensures timely and accurate financial tracking.
• Adheres to quality, authority and documentation guidelines.

What you will bring with you:

• Ability to work with a diverse range of people.
• BA/BS degree preferred
• 2 - 4 years group insurance experience, some underwriting experience preferred
• Proficiency in Excel
• Above average math aptitude
• Exceptional customer services skills
• Ability to make quality risk decisions
• Strong interpersonal and written/verbal communication skills
• Ability to effectively negotiate/be persuasive
• Highly organized with ability to manage multiple tasks
• Demonstrated strong analytical and problem solving skills
• Ability to work independently as well as in a team environment

Salary:

$60,000-$90,000

At our company, we are committed to pay transparency and equity. The salary range for this role is competitive nationwide, and we strive to ensure that compensation is fair and equitable. Your actual base salary will be determined based on your unique skills, qualifications, experience, education, and geographic location. In addition to your base salary, this position is eligible for a discretionary annual incentive award based on your individual performance as well as the overall performance of the business. We are dedicated to creating a work environment where everyone is rewarded for their contributions. 

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We are committed to fostering an inclusive environment where all employees feel they belong, are supported and empowered to thrive.  We are dedicated to building teams with varied experiences, backgrounds, perspectives and ideas that benefit our colleagues, clients, and the communities where we operate.  We encourage applications from qualified individuals from all backgrounds.

Life is brighter when you work at Sun Life

At Sun Life, we prioritize your well-being with comprehensive benefits, including generous vacation and sick time, market-leading paid family, parental and adoption leave, medical coverage, company paid life and AD&D insurance, disability programs and a partially paid sabbatical program.  Plan for your future with our 401(k) employer match, stock purchase options and an employer-funded retirement account.  Enjoy a flexible, inclusive and collaborative work environment that supports career growth.  We’re proud to be recognized in our communities as a top employer.  Proudly Great Place to Work® Certified in Canada and the U.S., we’ve also been recognized as a "Top 10" employer by the Boston Globe's "Top Places to Work" for two years in a row.  Visit our website to learn more about our benefits and recognition within our communities.

We will make reasonable accommodations to the known physical or mental limitations of otherwise-qualified individuals with disabilities or special disabled veterans, unless the accommodation would impose an undue hardship on the operation of our business. Please email thebrightside@sunlife.com to request an accommodation.

For applicants residing in California, please read our employee California Privacy Policy and Notice.

We do not require or administer lie detector tests as a condition of employment or continued employment.

Sun Life will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws, including applicable fair chance ordinances.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Job Category:

Underwriting - Group

Posting End Date:

02/11/2025