AVP, Credit Administration

About The Position:

As the Assistant Vice President, Credit Administration, you will work closely with the VP of Credit Administration in the analysis of credit approval documents, annual reviews, pre-funding or pre-loan purchase qualification, portfolio management, training, reporting, projects, compliance, loan audits or loan reviews, and follow up on trailing documents and exception reports. The primary business areas supported will be in specialty finance, healthcare finance, and leasing.

What You Will Do:

• Prepare department loan data and provide reports for the department and senior management.
• Ensure compliance with all federal and state lending regulations.
• Perform consistent and accurate analysis of credit requests and annual reviews to make sound credit decisions.
• Assist in training of new or less experienced team members.
• Engage with internal and external stakeholders to ensure proper financial data is collected and reported.
• Monitor for loan delinquency and be proactive to seek resolution.
• Review pre-funding loan packages prior to loan purchase and review documentation prior to loan funding.
• Perform other duties as assigned.

What We’Re Looking For:

• A minimum of three years of experience in commercial credit and cash flow analysis.
• Bachelor’s Degree in Accounting/Finance or related field of study preferred. Equivalent and relevant work experience would be considered. 
• Proven ability to make sound credit decisions.
• A basic understanding of accounting principles.
• Prior experience in reading and understanding all types of business financial statements, and personal and business tax returns.
• Working knowledge of Excel and Microsoft Office.
• Knowledge of the dental, veterinary, optometry and franchise finance industry a plus.
• Familiarity with Tableau is a plus.
• Strong attention to detail.
• Ability to work in a team-oriented environment.
• Ability to manage multiple priorities and ensure deadlines are met.
• Strong communication skills and willingness to learn and bring new ideas to the table.
• Strong problem solving and critical thinking skills with an ability to clearly isolate and define problems. 
• Able to adapt quickly while utilizing good judgment.
• Strong customer focus and ability to provide personalized service to both internal and external customers.

Working Conditions/Demands:

• Professional office setting.
• Must be able to move throughout the office and buildings to obtain or relay information as well as effectively utilize a remote support staff.
• Must be able to perform the essential functions of the position with or without reasonable accommodation.

Who Are We?

We’re not just another bank and we’re not looking for just another employee. Since 1999, First Internet Bank has been dedicated to finding a better way to bank and doing things that have never been done before. Yes, we really were the first state-charted, FDIC insured bank to operate entirely online and we have been leading the way ever since.

We seek the game changers, the innovators…those who challenge the status quo because change really is the only constant. Ready to join a team of imaginative, driven individuals like you? It’s your career, you deserve to imagine more. Keep reading, we think you will like you what see.

Why Join Us?

Our success has been driven, in part, by four core competencies – customer focus, teamwork, adaptability and initiative. Collectively they define our actions and are at the heart of all we do.  As a result, we’ve been fortunate to have been named numerous times as an Indianapolis Star Top Workplace and one of the Best Banks to Work For! Headquartered in downtown Fishers, our newly-built, state-of-the-art 175,000 square foot facility headquarters was designed with our team in mind and features an 18,000 square foot open air deck named “The Backyard”, with fire pits, covered pergola, waterfall and foliage to create a momentary escape from the work day.  Beyond that, the onsite fitness center with the latest equipment and ergonomically-designed workstations help promote health and wellness.  Have we mentioned free snacks, soft drinks and beer available on tap?  Want more?  How about unlimited volunteer time off and social events to bring us all together to have some more. Why just imagine more, take the “first” step and apply today.

Our benefits package includes the following and so much more:

• Medical Dental, Vision Insurance
• 401(k) Retirement Plan with Generous Match
• Professional Development Reimbursement
• 3 Weeks Paid Vacation Plus Paid Holidays
• Paid Volunteer Time
• Business Apparel Allowance

Equal Opportunity Employer - Women, Minorities, Veterans and Individuals with Disabilities

If you are a California resident, you may be entitled to certain rights regarding your personal information. Additional information about our data collection practices and location specific notices is available on our privacy policy. Click here to read more.

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c). Click here to read more