Manager: Credit Reporting

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We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. 1. To see what life at Capitec is all about and complete a short assessment, please click here!
2. 2.  Once you have completed the above finalize your application by clicking apply below.

Purpose Statement

Lead the retail credit reporting and business case function so that leadership can see clearly, decide quickly, and act confidently—with a strong commercial lens and disciplined controls.

• Why this role exists
• To turn retail credit data into commercial decisions by delivering
• One version of the truth for internal MI and external narratives. 
• Executive‑ready insights that shape strategy and performance.  
• Robust business cases with pre/post benefit tracking.  
• Investor and prudential confidence through accurate, reconciled disclosures.  
• Automation and BI enablement to reduce cycle times and raise quality.  

Experience

• 8–12 years total, with 6+ years in retail credit/consumer finance.  
• 3–5 years leading reporting/analytics teams and cross‑functional delivery.  
• Proven Power BI/SQL capability; Python/ETL beneficial.  Hands‑on financial modelling (NPV/IRR/payback) and benefits tracking.  
• Exposure to prudential reporting (BA returns) and investor cycles (advantageous). 

Qualifications (Minimum)

• Qualified Chartered Accountant (CA) in Accounting - Financial Accounting or Commerce

Qualifications (Ideal Or Preferred)

• Qualified Chartered Accountant (CA) in Accounting - Financial Accounting or Commerce

Knowledge

Why CIMA is the right fitThis role is commercial at its core—optimising credit performance, enabling pricing and policy decisions, and tracking value realisation. While external and prudential elements matter, they are interfaces, not the centre of gravity. A CIMA professional brings:  Business partnering mindset: speaks the language of Product, Finance, and Credit.  Decision support expertise: NPV/IRR modelling, scenario analysis, and performance tracking.  Strategic MI capability: builds insight‑driven packs that influence EXCO and RCMC.

Skills

• Commercial Thinking Skills
• Decision making skills
• Leadership Skills
• Management skills
• Problem solving skills

Conditions Of Employment

• Clear criminal and credit record

Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals.