Assistant General Manager, Unified Credit Management

Mandatory Reference Checking Scheme (“MRC”) for Hong Kong

The Mandatory Reference Checking Scheme is a framework to facilitate Authorized Institutions (“AIs”) to bilaterally obtain reference information during their recruitment process for certain positions, such that misconduct information in an individual’s previous employments can be provided to AIs to inform their employment decisions.

For information related to MRC Scheme, “Frequently Asked Questions for In Scope Individuals” is published by HKAB/Industry Guidelines (https://www.hkab.org.hk/en/home) or further information will be available upon request, if it is applicable to the position(s) applied.

Country Of Location:

China Hong Kong

Job Responsibilities:

• Formulate the unified credit management framework and ensure its continuous update in alignment with the Group’s requirements.
• Organize relevant internal trainings, and provide oversight and guidance to internal stakeholders to ensure compliance with relevant guidelines and procedures.
• Organize and implement the unified credit management data reporting and information sharing requirements from Head Office, collaborate with relevant teams to review and ensure accuracy and quality of submitted data, and provide timely feedback to Head Office regarding the bank’s data sharing needs.
• Lead the formulation of user requirements for the unified credit management system, including integration requirements with the Head Office and enhancements to internal system. Provide guidance and support to other departments in formulating related system requirements for unified credit management.
• Establish and maintain effective communications with relevant working groups in Head Office. Report to the Head Office on the implementation status of the Bank’s unified credit management, conveying information and requests to related internal stakeholders from Head Office, ensuring that the Bank’s unified credit work complies with both internal and external requirements.
• Provide support to relevant units during the execution of unified credit management.
• Assist the Department Head in liaising and coordinating the work of the relevant Secretariat Office , including organizing regular meetings, preparing meeting materials and meeting minutes, monitoring the implementation progress of meeting resolutions, and providing timely reports.
• Assist in completing other tasks assigned by the Department Head.

Requirements:

• Degree holder in Information Systems, Finance, Accounting, Statistics and related disciplines.
• 10 years’ relevant experience in banking / finance industry, experience in credit risk review, relationship management, information systems and data governance will be an advantage.
• Strong knowledge of credit risk management regulations, particularly those issued by the HKMA, National Financial Regulatory Administration, and the People’s Bank of China preferred.
• Strong background on credit risk management framework, policy and systems.
• Experienced in unified credit management including policy making and implementation monitoring.
• Experienced in IT projects and system implementation related to data systems.
• Professional Qualification like CFA, FRM, ACCA etc. will be an advantage.
• Self-motivated, independent, strong communication and presentation skills.
• Good command of written and spoken English and Chinese (including Putonghua).