Senior Product Manager

Company Description

We're looking for an experienced and visionary Senior Product Manager to shape and execute our Embedded Finance strategy. For us, this means one thing: creating seamless, API-driven small business lending solutions that our partners can integrate directly into their platforms.

This is a unique opportunity to build the future of business finance. You will be the driving force behind a platform that redefines how Australian small businesses access the capital they need to grow, right where they work. Check out our CEO, Yanir Yakutiel, and Deputy CEO, Anna Hawter, talking about this exciting new chapter for Lumi.

Who Is Lumi?

We’re a leading Fintech small business lender fuelling growth by making finance more accessible.

We deliver fast & flexible funding designed to meet the unique needs of Australian businesses. With over $1.5 billion funded since 2018 and backing for 15,000+ small businesses, we're trusted for our speed, high quality service, and tailored approach.

Working At Lumi

We are building a culture where you can grow and make a difference for customers. We are looking for people to join us on this journey who are passionate, curious and great problem-solvers.

We are incredibly proud of our awards, including most recently our Deputy CEO, Anna Hawter, receiving the Finnies’ 2025 Outstanding FinTech Leader of the Year award. We also ranked in the top #3 on the 2024 Australian Financial Review BOSS Best Places to Work Banking, Superannuation and Financial Services list, 2023 Best Workplace Diversity Award by FinTech Australia and the 2022 Empowering Innovation Affie Award. We also ranked #36 among the fastest-growing technology companies in Australia in the 2022 Deloitte Technology Fast 50 Australia.

We foster a workplace where everyone feels a sense of belonging and respect and can reach their full potential. If you need any adjustments for a fair recruitment process, please let us know when applying.

Our Values

Egos at the door - We own. We don’t judge. We don’t blame. We are open. We are in this together. We are respectful.

See the customer - We show up. We understand. We anticipate. We do what we say. We genuinely focus on solutions.

Think lean - We make things simple. We are resourceful. We understand the problem. We think ahead.

Learn to grow - We are curious. We challenge. We try. We fail forward. We learn. We try again.

Job Description

The Role

• Develop and champion a compelling product vision and strategy for our embedded finance offerings, specifically focusing on products like working capital, business loans, and other SME credit solutions.
• Create, prioritise, and manage the Embedded Finance product roadmap, ensuring it aligns with Lumi's core business objectives.
• Work closely with engineering to design, build, and scale our developer-centric lending APIs. You'll be obsessed with creating a world-class developer experience.
• Deeply understand the needs of our partners (e.g., SaaS platforms, marketplaces) and their end-users (small businesses) through research, data analysis, and direct engagement.
• Write clear product requirements, user stories, and specifications, and collaborate effectively across the business to ensure a successful launch.
• Define and analyse key performance indicators (KPIs) to measure the success of the platform and iterate rapidly based on feedback.

Qualifications

This Person Is Someone With

• Extensive product management experience, with a significant portion spent working on API-driven products, platforms, or developer tools.
• Experience in payments and/or B2B fintech/lending is a significant plus
• A passion for building B2B platforms that empower other businesses, and for solving complex problems in challenging and/or regulated environments
• Commercially minded with a strong focus on business outcomes
• Strong technical acumen, including familiarity with API design and system architecture
• A strategic mindset
• Exceptional communication skills across technical and non-technical audiences
• A data-informed approach

A strong network within the Australian Fintech and developer communities is highly desirable, but not essential.

Additional Information

Perks & Benefits

Wellbeing: Free counselling, seasonal activities, Wellbeing Allowance, wellness room, flu shots

Work Life: Home Workspace Allowance, Purchased Leave, Parental Leave, Parental Flex Leave, Lumi Life Leave for challenging events, breastfeeding/expressing space

Social & Food: Monthly lunches, regular celebrations, stocked kitchen, beer & kombucha on tap, board games, ping pong, rooftop BBQs

• Rewards & Recognition: Competitive pay, referral bonuses, shout-out recognitions
• Community Support: Paid volunteer leave, diversity celebrations, company volunteer days
• Career & Growth: Advancement opportunities, higher education sponsorship, hackathon

Interested in this exciting opportunity at Lumi? We kindly ask that you include a cover letter highlighting your most relevant experiences for this role. Please include within your CV.