Manager, Credit Evaluation (Central)

Company Description

Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.

Job Description

To ensure the effective value adding risk management of Credit Evaluation, managing and enhancing the approval of credit applications for Business Banking customers within acceptable parameters, in order for Business Banking and Standard Bank Namibia, to achieve asset growth targets, whilst maintaining a quality-lending book, through judicious, product and system development and effective management.

Qualifications

Bachelor of Commerce Degree in Accounting or related. 

Additional Information

Key Responsibilities:

• Drive the growth of the Credit Book, within the necessary risk appetite, to allow for a healthy financial business in terms of Lending and contributing to the financial sustainability and growth of the Business, within the strategic targets.
• Manage the Credit Portfolio through effective value adding risk management processes and procedures, in order to support Business Banking and Standard Bank Namibia, in achieving strategic and asset growth targets, whilst maintaining a quality-lending book, through judicious and effective management.
• Management and oversee the day-to-day activities and deliverables of the Credit Evaluation Managers Team, and address any performance and development needs, ensuring that the employee relationship is managed, allowing for an effective, motivated and efficient credit evaluation team, adhering to the Business' Culture, values and targets.
• Drive Customer relationship management by advising and guiding on credit issues, rehabilitation recommendations and possible solutions with customers of all portfolios, and visit customers, with Business managers, to establish credit needs, assist with structuring of facilities and evaluation of viability of business concerns.

Behavioural Competencies:

• Examining Information 
• Exploring Possibilities
• Providing Insights 
• Interacting with People 
• Generating Ideas 

Technical Competencies:

• Product and Services Knowledge 
• Risk Management 
• Compliance 
• Stakeholder Management 
• Strategic Alignment & Execution