Risk and Compliance Sr Specialist

Texas Capital is built to help businesses and their leaders. Our depth of knowledge and expertise allows us to bring the best of the big firms at a scale that works for our clients, with highly experienced bankers who truly invest in people’s success — today and tomorrow.  

While we are rooted in core financial products, we are differentiated by our approach. Our bankers are seasoned financial experts who possess deep experience across a multitude of industries. Equally important, they bring commitment — investing the time and resources to understand our clients’ immediate needs, identify market opportunities and meet long-term objectives. At Texas Capital, we do more than build business success. We build long-lasting relationships. 

Texas Capital provides a variety of benefits to colleagues, including health insurance coverage, wellness program, fertility and family building aids, life and disability insurance, retirement savings plans with a generous 401K match, paid leave programs, paid holidays, and paid time off (PTO). 

Headquartered in Dallas with offices in Austin, Fort Worth, Houston, Richardson, Plano and San Antonio, Texas Capital was recently named Best Regional Bank in 2024 by Bankrate and was named to The Dallas Morning News’ Dallas-Fort Worth metroplex Top Workplaces 2023 and GoBankingRate’s 2023 list of Best Regional Banks. For more information about joining our team, please visit us at www.texascapitalbank.com. 

Brief Overview of Position

The Risk Management function is the Bank's 2LOD (second line of defense) is responsible for identifying, assessing, and mitigating risk for the entirety of the firm through the evaluation and establishment of risk management procedures and policies. This department works directly with all business units to develop a strong and robust risk mitigation environment to aid in the growth processes to ensure adherence to policies. The Risk and Compliance Sr. Specialist evaluates and ensures that an organization's operations and procedures meet compliance standards.

Responsibilities

• Lead planning, development, and execution of appropriate documentation to support control validation activities
• Review and challenge individual Risk and Control Self Assessments (RCSAs) for covered Risk Assessment Units (RAUs)
• Act as both trusted risk and compliance manager/partner and credible 2LOD risk independent challenge professional to support our businesses.
• Ability to learn and understand a variety of processes and regulations as they pertain to internal controls and regulatory requirements
• Identify potential risks and/or control gaps, control enhancement opportunities, in current processes, by utilizing available information such as business overviews, process maps, procedures, and reviewing/testing controls
• Ensure that key risk and controls are identified and assess control designs (walkthrough)
• Develop meaningful test programs(scripts) and perform test to validate and determine whether controls are operating effectively
• Communicate test results, and next steps concisely and effectively across the organization
• Provide recommendation and work as a trusted partner with line of business to propose an appropriate remedial action plans to enhance existing processes
• Support other risk management roles (e.g., enterprise risk, operational risk) and/or committees, policy, and governance framework
• Additional duties as assigned

The essential functions of individual positions within the classification may differ.  Texas Capital may assign reasonably related additional duties to individual employees consistent with standard departmental policy.

Qualifications

• Bachelor’s degree (preferred in Finance, Accounting or Business) required, relevant graduate degree a plus
• Minimum 3+ years of relevant work experience in Financial Services within a risk management space, preferably in the context of: operation risk, compliance risk, internal audit, enterprise risk management (ERM), and /or governance and control
• Specific knowledge of or experience with Risk and Control Self-Assessments (RCSA)
• Knowledge of or experience with regulatory requirements pertaining to financial services, and banking preferred.  Regulations include but not limited to the following: UDAAP, ECOA, FHA, TILA, TISA, FCRA, BSA/AML/OFAC, CRA, HMDA, FACTA, ACH, EFTA, RESPA
• Certification or experience in audit, risk, or compliance (with a financial institution) preferred
• Excellent analytical and problem-solving skills required
• Results-oriented working in a team-focused, collaborative environment
• Demonstrated ability to communicate effectively, both verbally and in writing, along with good presentation and report-writing skills
• Ability to work independently, understand and draw conclusions from research conducted and coordinate with the work of others
• Effectively respond to shifting priorities, demands, and timelines through analytical and problem-solving capabilities
• Organizational skills and attention to detail to handle diverse and concurrent assignments
• Strong technical proficiency in the use of MS Office products for reporting, data analytics, and presentations

The duties listed above are the essential functions, or fundamental duties within the job classification.  The essential functions of individual positions within the classification may differ. Texas Capital Bank may assign reasonably related additional duties to individual employees consistent with standard departmental policy.Texas Capital is an Equal Opportunity Employer.