Financing Operations Agency and Solutions (Middle Office)

Financing Operations teams are in charge of Agency and Middle Office functions (hereafter “the Middle Office”), in their interaction with the different departments of the CIB and with the other support functions, notably the financing Front Office (Real Assets, Global Trade, Investment Banking and Global Structured Credit & Solutions), Distribution & Portfolio Management, Loan Administration, Credit Risk, Legal Department and Compliance Division.

The Middle Office operates within the COO CIB / Global Banking Operations (GBO) / Financing Operations department. 

The Middle Office is involved in three major stages of the lifecycle of financing operations: 

- Structuring;

- Implementation;

- Monitoring and repayment. 

Four of its main duties are: 

• to ensure a role of expertise and technical support to the Front Office;
• to check that the operations comply with Natixis’ requirements;
• to perform the Agent or the participant role in syndicated deals;
• to act as an interface with other entities of Natixis for the implementation and the follow-up of operations.

To ensure day-to-day support is given across all business lines — both for new and existing credit facilities. 

The role will require the establishment of effective partnerships with all Front Offices as a key stakeholder as well as teams in several areas of the bank in different capacities (Risk, Finance, BO etc.).

Reviewing and commenting on deal structures and facility documentation, at both structuring and closing stages (and post-closing follow up) to ensure both feasibility of the deal and to ensure that the terms duly comply with the credit approvals and term sheet].

Ensuring that all Deals are correctly reflected in the Bank’s system [LoanIQ] (including deal structure/modelling, security packages/collaterals/assets and all covenants with all the associated reviews and follow up monitoring (scheduled activity/control reports).

Providing support for all prospective and current Facility Agency roles.

Establishing all day-to-day activities are known/discussed and allocated in line with departmental procedures/processes and systems used (query log/departmentak email mailbox).

Ensure that all post-closing actions are duly executed/recorded in the banks systems (including departmental Middle Office Workbook) – including completion of all associated check sheets. 

Take responsibility for monitoring the production of the monthly reports for all business lines (including covenant, activity, sell down, unpaid, statistics and waiver reports). 

To take responsibility for maintaining the highest quality data, as well as understanding and adhering to credit policy developments and escalating appropriate queries. This will include detailed statistics for use on the (monthly) dashboard / scorecard together with control of relevant Bank systems, LoanIQ, SWORD, Credit Portail, local electronic folders etc..

Personal Level

• Technical support to others / co-workers on area of expertise.
• Ensure all issues are duly escalated to appropriate persons