Liquidity & Account Solutions- Balance Sheet Oversight & Optimization- Senior Product Associate

Unleash your expertise in product development and optimization by leveraging research, analyzing metrics, and collaborating across one of the world’s most innovative financial organizations.

As a Senior Product Associate in Balance Sheet Oversight and Optimization team of Liquidity & Account Solutions, you contribute to the team by leveraging your expertise in  liquidity and optimization to support the Payments’ growth strategy and client needs, supported by knowledge of Payments’ broad slate of products and solutions and understanding of applicable regulatory requirements. Collaborate closely with cross-functional teams and play a crucial role in shaping the future of our products and ongoing success.

J.P. Morgan Liquidity & Account Solutions (”L&AS”) works with global clients with complex cash management needs who operates across multiple countries, currencies, legal entities, and time zones, including multi-national corporations, high-growth technology companies, commercial banks, non-bank financial institutions, central banks and broker dealers. Our advanced, end-to-end solutions which combine physical, notional and virtual techniques enable our clients to achieve visibility, control and optimization of working capital.

Job Responsibilities

• Partners with the Product Manager to identify new product opportunities that reflect the needs of our customers and the market 
• Considers and plans for liquidity implications of new product features 
• Performs analysis on client deposits and payments trends, and assesses impact of macro-economic trends and regulatory changes on deposits to support ongoing deposit forecasting and optimization
• Reviews, develops and refines liquidity stress methodology for deposits in partnership with Corporate Treasury /line of business Treasury and Deposit Management experts to drive deposit optimization
• Develops plans and help drive the development of centralized data and analytics capabilities to support L&AS
• Supports L&AS key strategic initiatives and management priorities

Required qualifications, capabilities, and skills

• 3+ years of experience or equivalent expertise in product management, liquidity or a relevant domain area
• Developing knowledge of data analytics and data literacy
• Advanced communication and stakeholder management skills required, with the ability to communicate effectively with partners across J.P. Morgan
• Advanced analytical, problem-solving and quantitative skills and attention to detail are required
• Organized, self-motivated and able to work in collaborative team environment
• Strong MS Excel and MS Powerpoint skills

Preferred qualifications, capabilities, and skills

• Demonstrated prior experience working in a highly matrixed, complex organization
• Liquidity and Treasury experience
• Exhibit creativity and forward thinking mindset, with ability to incorporate changing factors as required

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. 

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans