Credit Analyst

What’s the role?
As part of the Property Finance Portfolio Management Team based in Brisbane, your razor-sharp credit analysis skills and strong property insights will be put to use for large private property companies and unlisted property fund managers. Working with Relationship Managers, you’ll meet with property investors and developers, and provide high quality written credit submissions and input into loan structuring.

Importantly, you’ll also get the chance to:

• Work collaboratively with analysts, product experts, Relationship Managers & Credit Managers to initiate and structure a range of banking transactions
• Enjoy a unique blend of analytical and entrepreneurial challenges
• Look into risk profiling, financial analysis (including development feasibilities and property cash-flow modelling) and related credit submission activities to support upcoming deals
• Complete reports compiling the analysis and rationale for supporting debt requirements ranging from $10m to $200m for property finance customers
• Monitor and manage risk across customer portfolios
• Play a critical role in protecting Westpac Group’s assets by applying sound credit management practices

What do I need?
We’d expect you to have a good track record of banking experience with solid credit analysis and commercial acumen, allowing you to confidently navigate the complexities of credit risk. You’ll usually work in a team, but you’ll also need to regularly fly solo. That said, you’ll stand an even better chance of getting this role if you have:

• A relevant tertiary qualification in Business, Finance or Property.
• Property cashflow modelling and/or development feasibility analysis skills would be beneficial
• Strong stakeholder management capabilities
• Exceptional verbal and written communication skills
• A high level of confidence, detail orientated, and the ability to work in a busy environment 
• Prior experience in a Professional Commercial Working Environment, preferably in the commercial and corporate banking field with existing experience in writing credit submissions.  We will also consider people from Accounting, Insolvency, Valuation, or Property backgrounds with the right attitude and aptitude.

Why join us? We’re obsessed with becoming our customers' #1 banking partner for life and we’re looking for people who are passionate about helping us achieve that goal. In return, we’re committed to making Westpac the best place to work in the country. Here are just a few of the ways we’re already doing that:

• Special offers on banking products and discounts from top brands, including generous employee-only mortgage rates!
• Flexible work arrangements to help you achieve a greater work/life balance, and a variety of leave options including Culture, Lifestyle and Wellbeing leave. 
• Tailored learning and development opportunities to help your grow your career within the bank. 
• Lots of opportunities to ‘give back’ to the Community by getting involved in our many volunteering initiatives.

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  We’re all about creating a supportive and inclusive community. We welcome everyone – no matter your age, gender, background, or abilities. We also provide additional support to welcome our veterans, Indigenous Australians and neurodiverse community.   If you need any adjustments during the recruitment process, you can find out more information and additional contact details by visiting the "People with Disability and/or needing Accessibility Requirements" page on our website.