Senior Trade Analyst.GTB-Trade Middle Office-CIBG.Corporate & Investment Banking Group

Role:

• Business & Sales Support 
• Risk Support 
• Client Experience, Efficiency & Digitization 
• Compliance & Governance 
• Provide full support to Trade Sales Team on Open Account portfolio Participation in the due diligence process. KPI: 100% adherence to all Operation task as per Unit SOP). 
• Ensure proper and correct digital storage of all documents verified as part of due diligence process. KPI: 100% digital storage of all documents
• Ensure service levels. KPI: > 95% for all Open Account related documentation support by closely working with Factoring operations/RM/Clients on documentation, day to day operational queries
• Complete proposals to change facility structure, buyer/seller addition/deletion as per requests received. KPI: 100% or Minimum 30 per month
• Conduct Due Diligence and validation under Receivables Finance programs based on requests received. KPI: 100% or minimum 500 per month
• Improve efficiency, operational resilience, client experience and costs through streamlining and digitization of key processes. KPI: Eliminate operational bottlenecks through proactive engagement with workflow/operational processes (as evidenced by specific Ops feedback/case studies) 
• Adherence to all Bank policies, procedures and guidelines including all. KPI: 100% adherence
• Mandatory & required trainings completed as per schedule. KPI: 100% completion
• RCSA activities. KPI: Pass/Fail rating. Failure in any area could result in reduction of overall performance rating (Top to core, Core to needs improvement), depending on materiality of breach 

Problem-Solving Oriented:

• Identify and resolve areas of concern that crop up during the due diligence process. 
• To provide suggestions/feedback on risk mitigation. 
• Suggest corrective measures for improving factoring structure and account conduct. 
• Proactive approach for resolving issues with all interdependencies. 
• Resolving customers complaints related to operational issues.

Decision Making Authority & Responsibility:

• To independently make recommendations on factoring facilities and structure based on survey findings without being influenced by marketing considerations
• To comment on the account conduct/ behaviour of client and make suggestions to Product Manger/ Relationship Manager/ Trade Sales

As Mentioned Above

• Minimum Graduation. Preferably a qualified accountant/MBA/CA, with strong numeric and computer skills and 4 – 6 years banking experience. 
• Preferably a certified diploma in Factoring (issued by FCI or FDA). 
• Local market knowledge. 
• Understanding of Financials and trade cycle/terms of companies must possess credit skills. 
• Sufficient knowledge of the bank’s products and operating systems. 
• Conversant with basic banking laws and local regulations. 
• Good PC skills 
• Should have good presentation skills as well as pleasant personality and show tact and diplomacy while maintaining total independence from marketing considerations