Senior Risk Analyst

Framework Development: Support the development and implementation of group-wide principles and frameworks for financial risk measurement and transparency.

Risk Evaluation Tools: Assist in creating advanced financial risk evaluation tools for group subsidiaries (SAs).

Risk Framework Design: Contribute to the design and enhancement of frameworks for identifying and managing financial risks.

Risk Appetite Statements: Participate in the review and updating of Risk Appetite Statements (RAS) in SAs, ensuring alignment with risk capacity and tolerance levels.

Technical Expertise: Provide technical expertise on financial risk management approaches and methodologies.

Liquidity and Market Risk Management: Support the maintenance of liquidity and market risk management frameworks.

Credit Risk Policies: Collaborate on the development and enforcement of credit risk policies and frameworks, including compliance with IFRS 9 and related standards.

ESG Risk Integration: Contribute to the integration of ESG risk considerations into group processes.

Probability of Default (PD) Metrics: Help standardize Probability of Default (PD) metrics by supporting calibration efforts using macroeconomic data.

Risk Management Committees (RMCs): Participate in Risk Management Committees (RMCs) by providing expert inputs and recommendations for managing financial and ESG risks.

Monitoring and Alignment: Monitor SA risk activities and ensure alignment with group frameworks, policies, and expectations.

Financial Risk Policies: Support the formulation and application of financial risk policies for group-affiliated companies.

Credit Risk Models: Participate in the creation of internal credit risk models, including RWA, PD, and LGD models.

Risk Mitigation Plans: Track the implementation of risk mitigation plans and roadmaps for credit, market, liquidity, insurance, and ESG risks.

Regulatory Feasibility Analyses: Support feasibility analyses of regulatory frameworks and best practices to foster their adoption within SAs.

Integration of Risk Processes: Contribute to integrating financial risk management processes into group-wide initiatives, such as ICAAP, Solvency II, RHI, and Stress Testing.

Requirements

• At least a Bachelor’s degree or higher in Risk Management, Finance, Economics, or a related field.
• Relevant certifications such as CFA, FRM, or similar are preferred.
• Strong communication skills with senior stakeholders and leadership in Corporate Center and SAs.
• Strong analytical and problem-solving skills.
• Excellent written and verbal communication skills in English.
• Proficient in relevant software tools for effective risk management.
• A minimum of 5 years of proven relevant experience, with at least 2 years of experience in the financial industry, and at least 1 year in a function-specific role (e.g., risk, internal control, regulatory).
• Proven track record of developing and implementing effective risk management strategies.
• Experience working with diverse stakeholders and building strong relationships.
• Strong knowledge of market and operating industries, with familiarity with a diverse product range of SAs.
• Familiarity with regulatory requirements and industry best practices in risk management.