Regional Trade Finance & Credit Manager (TFCM) and Financial Solutions Lead

Company Description

We are a business that helps humanity face its toughest challenge: how to feed a rising population, sustainably. Our world class science and innovative crop solutions transform how crops are grown to enable millions of growers to make better use of available resources.

Our Corporate Governance is aligned with international standards and practice and helps us achieve not only our business objectives but also helps create value to society that is demonstrated by our strong environmental and social performance. 

Job Description

Role Accountabilities

• The Region Trade Finance & Credit Manager (TFCM) is a Finance Business Partner role responsible for managing trade finance and credit risk at regional level.
• It is a strategic role that defines the credit risk strategy for the region, in close cooperation with the Region Finance Head and the Regional Head.
• The Region TFCM has a leading role to play in the identification of opportunities for customer financing and in the implementation of Financial Solutions (FiSo) in alignment with the business strategy.
• The Region TFCM plays also a leading role on building relationships with financial institutions (e.g. banks, FINTECH) creating the solutions required to support the business growth and enabling license to operate, in particular in emerging markets and sanctioned countries.
• Provides a full trade finance and credit management service, making sure all credit decisions are taken with a complete understanding of the risk attached.
• Credit decision maker in accordance with Delegation of Authority (DoA).
• Manage commercial risk arising from goods delivered and/or services rendered to our customers (credit limits, blocked order release, action on overdue) and coordinate all measures to reduce risk exposures.
• Provide information and reporting (including KPIs, BDDP and write-offs)
• Apply the standard credit management processes based on the Global Trade Finance Credit Management Policy
• Define the risk strategy for the extensive and strategic customers in the Region in cooperation with Commercial Units (CU) / country TFCM’s.
• Play the "watchdog role" in respect of all potential commercial risks with third parties / customers in the Region, observing critical market developments and highlighting potential risks
• The Region TFCM leads the CU / country TFCM team and acts as the "Centre of Competence" for Trade Finance Credit Management in the Region, being responsible for the operational excellence of the credit management processes and ensuring full compliance of those processes.
• Serve as a Chairman of the Region Credit Committee and facilitator of escalation processes towards global management.

Observations

• Extremely high level of interaction with Regional and CU Leadership Teams and Commercial function
• The operational flow for auctioning items is through the CU / country TFCM’s t.
• Where there is outsourcing, management of the service provider is still required for confirmation of operational decisions, oversight of service delivery and approvals above their agreed DoA.

Qualifications

Knowledge, Experience & Capabilities

Critical experience and knowledge

• Bachelors degree or equivalent
• 10 years’ experience in trade finance and credit management in addition to business finance experience preferably
• Good knowledge of the ERP system, specifically SAP is essential
• Knowledge of FSCM is preferential
• Good knowledge of Microsoft Office products
• Understanding of risk mitigation tools

Critical technical and professional capabilities

• Ability to work effectively in cross functional teams and to work in a matrix and international environment
• Independence and integrity
• Strategic thinker
• Good communication skills, both internally and with customers and financial institutions.
• Ability to manage remote stakeholders in other countries and cross border support
• Thorough understanding of financial statements and key ratios, and their meanings to creditworthiness of customers

Additional Information

Primary Location: Thailand (Bangkok)

Secondary Location: Dubai