WHO WE ARE:

As Singapore’s longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.

 Today, we’re on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia’s leading financial services partner for a sustainable future.

 We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career.

Your Opportunity Starts Here.

Job Summary
To assist Team Head in managing the credit approval process for consumer secured and unsecured products. Responsible for conducting thorough credit assessments, providing recommendations, and granting approvals in strict compliance with internal credit policy and related procedures to ensure sound credit decisions and risk management.

What You Will Be Doing

• Approve consumer auto loans and other consumer product applications submitted by business units within authorized lending limits, ensuring all approvals comply with established credit policies, guidelines, applicable laws, and regulations to promote responsible lending.

• Review and analyze applicants’ credit reports, financial statements, and other relevant documentation to assess creditworthiness to recommend or approve applications.

• Conduct analytics and reviews to evaluate and manage consumer credit risk by analyzing segments that are either strong or at risk, optimizing risk and return dynamics.

• Co-operate with internal and external control units to conduct review work and ad hoc reviews.

• Enable the team to process credit applications promptly and with the necessary analysis and recommendation for credit acceptance criteria.

What We Are Looking For

• University Degree or Tertiary education in Banking, Accounting, Finance or Business Administration or related discipliners.

• 3 to 5 years consumer credit or risk management experience preferably with exposures in auto finance, mortgage loan and credit card.

• Proficiency in both written and spoken English and Chinese.

• Proficient in Microsoft Office including MS word, PowerPoint and Excel

• Self-motivated, mature with a strong sense of responsibility and good communication skills.

• Strong analytical skills with sound credit judgement and able to work under pressure.

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What we offer:

Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.