Analyst / Senior Analyst - Credit Reporting

Since our launch in 2015, we’ve lent over £10bn to ambitious entrepreneurs up and down the UK. That’s led to the creation of over 40,000 new jobs and over 29,000 new homes and we’re not about to stop there. We’re dedicated to helping trailblazing businesses thrive and our Credit Reporting team are the backbone of our growth. This is a fantastic opportunity to join a fast-paced, growing bank with a reputation for doing things differently. We don’t want another cog in the machine, we’re looking for self-starters and bold thinkers who want to pave their own career paths. In a nutshell, the mission of the incoming resource will be to be a part of the Management MI team supporting Credit Risk Team in UK. Are you ready to step up to the challenge?

Responsibilities:

• Review of Credit Paper, Credit Committee Minute, Transaction Summary, Loan Agreements, Financial Covenants and various other credit related aspects and ad-hoc reporting. Check if deal is correctly classified.
• Responsible for preparing various reports for Credit Risk in UK / Management / Bank of England.
• Need assurance of data accuracy in system, handle Internal/External queries.

Required Experience:

• Fresher / 1-2 years of Credit Analysis
• Nice to have: Proficient MS Excel and PowerPoint knowledge and experience working with large sets of data.
• Resilience and the ability to work under pressure and to pressing deadlines/SLAs.
• Quick learner and ability to work in a fast-paced environment whilst maintaining meticulous attention to detail.

About UsWe’re OakNorth Bank and we embolden entrepreneurs to realise their ambitions, understand their markets, and apply data intelligence to everyday decisions to scale successfully at pace.  Banking should be barrier-free. It’s a belief at our very core, inspired by our entrepreneurial spirit, driven by the unmet financial needs of millions, and delivered by our data-driven tools. And for those who love helping businesses thrive? Our savings accounts help diversify the high street and create new jobs, all while earning savers some of the highest interest on the market.  But we go beyond finance, to empower our people, encourage professional growth and create an environment where everyone can thrive. We strive to create an inclusive and diverse workplace where people can be themselves and succeed. Our story OakNorth Bank was built on the foundations of frustrations with old-school banking. In 2005, when our founders tried to get capital for their data analytics company, the computer said ‘no’. Unfortunately, all major banks in the UK were using the same computer – and it was broken.  Why was it so difficult for a profitable business with impressive cashflow, retained clients, and clear commercial success to get a loan?  The industry was backward-looking and too focused on historic financials, rather than future potential. So, what if there was a bank, founded by entrepreneurs, for entrepreneurs? One that offered a dramatically better borrowing experience for businesses? No more what ifs, OakNorth Bank exists.  
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