Head of Lending Products

About Snappi

At Snappi, we're building a neobank from the ground up. Our mission is to empower financial freedom through technology, offering innovative and transparent digital banking solutions.

Join us in reshaping the financial landscape!

About The Role

The Head of Lending leads development and lifecycle management of lending products, ensuring compliance, profitability, and alignment with Snappi’s risk appetite. Oversees loan origination and underwriting, and collaborates with tech and credit modeling teams to evolve Snappi’s credit capabilities. Defines servicing and collections processes required to support product objectives.

What you'll be doing

• Lending Product Development: Lead development of new lending products to meet customer needs, meet regulatory requirements and stay within defined credit risk appetite. In line with Snappi’s Product Development Process, engage with all Commercial, Compliance and Risk teams to design lending products. Recommend new products to Snappi’ Product & Credit Committee. Recommend changes to Credit Policy to improve customer experience and loan profitability. 
• Lending Product Lifecycle Management: Responsible for end-to-end profitability of lending products, including existing BNPL product as well as future offerings. Decide on adjustment of loan parameters to optimize profitability, accounting for costs of infrastructure, risk and capital. Work with Banking Operations team to ensure parameters are configured in Snappi systems.   
• Loan Origination:  Supervise design and maintenance of Snappi’s credit engine, proposing adjustments to achieve business, risk, and compliance objectives. Supervise business requirements development for Lending Products. Works with Snappi Technology to ensure the customer journeys supporting Lending Products are delivered on time and quality. Accountable for handling of exceptions requiring manual underwriting, i.e., submission of credit proposals to Product & Credit Committee. Consulted by credit modelling team on development on Snappi’s proprietary affordability model. 
• Loan Servicing & Collections: Define activities required by Banking Operations to support Lending Products. Consulted by Banking Operations on collections approach and is responsible for collection-related journeys on Snappi’s app. 

Requirements

• Master’s Degree (in Law, Economics, or any others MA fields). MBA or PhD is a plus.  
• 5+ years in consumer lending product leadership, ideally in fintech or banking. 
• Strong understanding of loan pricing, origination, and credit decisioning processes & modeling 
• Experience working with cross-functional teams spanning technology, risk, legal, and operations. 
• Analytical mindset with proven ability to design and optimize credit journeys. 
• Comfortable leading in a startup-like environment. 
• Ownership mindset, able to deliver and manage products end to end. 
• Fluent in English; Greek is a plus. 

Why Join Snappi?

Snappi is redefining banking in Greece, empowering financial freedom through innovation.

• Shape the future of fintech by leading our data protection framework
• Work with top-tier talent in a fast-paced, dynamic environment
• Grow with us through continuous learning and development
• Enjoy competitive compensation and a culture that values impact

We are results-driven, innovative, and built on trust—with our customers, team, and society. At Snappi, your ideas will shape the future of banking.

Benefits

At Snappi, we invest in your well-being, growth, and work-life balance with a benefits package designed to support both your personal and professional journey:

• Competitive salary
• Hybrid work flexibility
• 37-hour work week
• Medical & Life insurance coverage
• Extra paid time off
• Additional school monitoring days
• Employer-sponsored pension plan
• Savings plan for your children
• Daycare allowance to help cover preschool costs
• Exclusive perks with special rates on banking products
• Ongoing learning & career development opportunities
• Team activities & events to foster bonding, well-being, and a strong company culture

We celebrate diversity and are proud to be an equal opportunity employer. We embrace individuals from all backgrounds and do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, or disability status.