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Assistant Vice President - AML.CoE Pakistan - Compliance-AML Unit.Compliance Group-PAKCOE

Mashreq

Office

Pakistan

Full Time

  • Train and provide guidance to Junior AML Analyst.
  • Manage the team daily/weekly/monthly target of cases closures of the team.
  • Review and analyze the alerts triggered in SAS as per the AML SOP within the stipulated TATs.
  • Escalate the cases to Investigation Team as deemed necessary and/or as per the AML SOP within the stipulated TATs.
  • Assist the AML Investigation Team by providing a complete quality analysis for the reviewed cases at the analysis stage.
  • Highlight any key Financial Crimes risk throughout the review and analysis of customers’ account to the senior management.
  • Ensure zero tolerance in RCSA, QA and Internal Audit observations and timely response with proper documentation and reasoning. 
  • Highlight and ensure implementation of new technology requirement to improve work efficiency in timely manner.
  • Support the Top management/ MLRO / Delegate in Regulatory Relationship Management
  • Optimize the TM Alert Management process.
  • Involve in Project with will Optimize the TM Alert Management process.
  • Train and provide guidance to Junior AML Analyst on systems and/or AML related cases and matters.
  • Ensure that the daily target of cases closures and quality of review is met without fail.
  • Monitor SAS AML System and conduct appropriate reviews to facilitate closure of alerts or further investigation/reporting. 
  • Highlight any Compliance Policy breaches, Financial Crimes concerns or suspicions to Line Manager.
  • Conduct AML enquiries/ investigations upon directives received from the Manager Compliance/delegates on an on-going basis. 
  • Handle referrals received from business units as per the bank’s policy, ensuring no breach of the applicable process guidelines.
  • Ensure that all the RCSA, QA and IA observations are timely responded.
  • Lead the team and manage the team Internal issues and maintain all record.
  • Highlight technology gaps and initiate / fix / modify / the same with the help of cross function teams.
  • Complete and ensure the Team completes all mandatory eLearning trainings and face to face trainings on time without fail. 
  • Record keeping:
    • All analysis records must be maintained in SAS and shared drive.
    • Adhere to record retention policy and the SOP guidelines.
  • Possesses sound knowledge of banking practice & laws and Mashreq bank’s policies / procedures / systems & controls; operates in a strictly regulated, multi-jurisdictional environment and requires in-depth knowledge of local and international regulations regarding AML.
  • Assist in maintaining pro-active relationships with business, facilitating timely involvement to ensure compliant solutions to business issues.
  • Liaise with correspondent banks on their AML related EDD queries.
  • Detailed Knowledge of the Bank’s AML/KYC policies and procedures.
  • Clear understanding of business requirements in relation to KYC/AML/CFT/ABC/Fraud/Sanctions.
  • Good understanding of main systems and their interaction/use (SAS, Side Viewer, Core Banking, …etc)
  • Analytical thinking and educative judgment on AML & CTF regulations, and their bank wide implementation.
  • Clear understanding of business transactions, initiatives and relationship requirements with close coordination with relationship teams without losing focus on risk, regulations and control issues.
  • Ability to assess the gravity and sensitivity of transactions, from AML perspective, and act accordingly – appropriate ‘decision-making’ ability is required.
  • Graduate with 12 years of AML Transactions Monitoring.
  • CAMS Certified/other recognized certification is a plus.
  • Market knowledge of IT tools/ software used for AML monitoring system.
  • Good knowledge and understanding of local AML/CFT rules and legislation, and international best-practices/requirements.
  • Organizational awareness including working knowledge or risks, products, processes and controls.
  • Computer literate with good knowledge of MS Excel and Business Object (BO) reports.
  • Good command over spoken and written English.
  • Team player and leader, good communication and inter-personal skills.
  • Adherer to timelines and ability to work under pressure.
  • Customer Centric/Focus.
  • Attention to details & quality.
  • Analytical thinking and problem solving.
  • Ability to manage people.

Assistant Vice President - AML.CoE Pakistan - Compliance-AML Unit.Compliance Group-PAKCOE

Office

Pakistan

Full Time

August 21, 2025

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Mashreq

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